Superworth

Southern First Bancshares profit margin SFST

Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.

Net margin, 12 months
29.9%
Net margin on a year earlier
+8.9 pts
Peer median
28.5%

Over the twelve months to Jun 30, 2026, Southern First Bancshares kept 29.9% of its revenue as net profit.

Five years earlier its net margin was 29.1%.

The median for 10 diversified banks of a similar size is 28.5%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202525.7%
FY202416.6%
FY202315.3%
FY202227.2%
FY202144.6%
FY202017.1%
FY201933.9%
FY201831.7%
FY201721.7%
FY201624.2%
FY201521.7%
FY201417.1%
FY201315.6%
FY201213.0%
FY20118.0%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2629.9%+8.9 pts
Q1 FY2627.9%+9.4 pts
Q4 FY2525.7%+9.1 pts
Q3 FY2523.4%+7.7 pts
Q2 FY2521.0%+5.3 pts
Q1 FY2518.5%+3.2 pts
Q4 FY2416.6%+1.3 pts
Q3 FY2415.7%−0.3 pts
Q2 FY2415.7%−3.8 pts
Q1 FY2415.3%−7.7 pts
Q4 FY2315.3%−11.8 pts
Q3 FY2316.0%−17.1 pts

Against its peers

Companies in Banks - Diversified nearest Southern First Bancshares' size, closest first, today.

CompanyProfit margin
SFSTSouthern First Bancshares29.9%
CBNKCapital Bancorp22.2%
CARECarter Bankshares50.5%
PFISPeoples Financial Services29.1%
BCALCalifornia BanCorp33.4%
AROWArrow Financialn/m
SHBIShore Bancshares27.9%
FISIFinancial Institutionsn/m
ALRSAlerus Financial11.7%
FNLCFirst Bancorp37.3%
SMBKSmartfinancial26.8%
Peer median28.5%

Where Southern First Bancshares ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Southern First Bancshares

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.