SuperworthPeoples Financial Services profit margin PFIS
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 29.1%
- Net margin on a year earlier
- +10.7 pts
- Peer median
- 28.9%
Over the twelve months to Jun 30, 2026, Peoples Financial Services kept 29.1% of its revenue as net profit.
Five years earlier its net margin was 35.4%.
The median for 10 diversified banks of a similar size is 28.9%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 31.5% |
| FY2024 | 6.3% |
| FY2023 | 27.2% |
| FY2022 | 35.4% |
| FY2021 | 39.5% |
| FY2020 | 30.4% |
| FY2019 | 28.4% |
| FY2018 | 29.3% |
| FY2017 | 22.3% |
| FY2016 | 25.2% |
| FY2015 | 24.4% |
| FY2014 | 24.3% |
| FY2013 | 12.7% |
| FY2012 | 24.2% |
| FY2011 | 28.7% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 29.1% | +10.7 pts | |
| Q1 FY26 | 30.7% | +18.0 pts | |
| Q4 FY25 | 31.5% | +25.2 pts | |
| Q3 FY25 | 28.8% | +23.5 pts | |
| Q2 FY25 | 18.4% | +0.1 pts | |
| Q1 FY25 | 12.7% | −11.3 pts | |
| Q4 FY24 | 6.3% | −20.8 pts | |
| Q3 FY24 | 5.3% | −26.6 pts | |
| Q2 FY24 | 18.3% | −15.7 pts | |
| Q1 FY24 | 24.0% | −9.3 pts | |
| Q4 FY23 | 27.2% | −8.2 pts | |
| Q3 FY23 | 31.9% | −6.2 pts |
Against its peers
Companies in Banks - Diversified nearest Peoples Financial Services' size, closest first, today.
| Company | Profit margin |
|---|---|
| PFISPeoples Financial Services | 29.1% |
| BCALCalifornia BanCorp | 33.4% |
| AROWArrow Financial | n/m |
| CARECarter Bankshares | 50.5% |
| CBNKCapital Bancorp | 22.2% |
| SHBIShore Bancshares | 27.9% |
| FISIFinancial Institutions | n/m |
| ALRSAlerus Financial | 11.7% |
| SMBKSmartfinancial | 26.8% |
| SFSTSouthern First Bancshares | 29.9% |
| HAFCHanmi Financial | 31.2% |
| Peer median | 28.9% |
Where Peoples Financial Services ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Peoples Financial Services
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.