Hanmi Financial profit margin HAFC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 31.2%
- Net margin on a year earlier
- +4.8 pts
- Peer median
- 28.5%
Over the twelve months to Jun 30, 2026, Hanmi Financial kept 31.2% of its revenue as net profit.
Five years earlier its net margin was 31.2%.
The median for 10 diversified banks of a similar size is 28.5%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 28.2% |
| FY2024 | 26.5% |
| FY2023 | 31.3% |
| FY2022 | 37.3% |
| FY2021 | 41.9% |
| FY2020 | 18.8% |
| FY2019 | 16.1% |
| FY2018 | 28.2% |
| FY2017 | 26.0% |
| FY2016 | 29.2% |
| FY2015 | 27.5% |
| FY2014 | 30.2% |
| FY2013 | 29.8% |
| FY2012 | 71.8% |
| FY2011 | 22.5% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 31.2% | +4.8 pts | |
| Q1 FY26 | 29.0% | +1.9 pts | |
| Q4 FY25 | 28.2% | +1.6 pts | |
| Q3 FY25 | 27.9% | +0.9 pts | |
| Q2 FY25 | 26.4% | −1.4 pts | |
| Q1 FY25 | 27.1% | −2.5 pts | |
| Q4 FY24 | 26.5% | −4.8 pts | |
| Q3 FY24 | 27.1% | −6.5 pts | |
| Q2 FY24 | 27.8% | −8.1 pts | |
| Q1 FY24 | 29.6% | −7.3 pts | |
| Q4 FY23 | 31.3% | −6.0 pts | |
| Q3 FY23 | 33.6% | −7.5 pts |
Against its peers
Companies in Banks - Diversified nearest Hanmi Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| HAFCHanmi Financial | 31.2% |
| CACCamden National | 33.4% |
| SMBKSmartfinancial | 26.8% |
| ALRSAlerus Financial | 11.7% |
| FISIFinancial Institutions | n/m |
| AMTBAmerant Bancorp | 13.4% |
| SHBIShore Bancshares | 27.9% |
| AROWArrow Financial | n/m |
| BCALCalifornia BanCorp | 33.4% |
| PFISPeoples Financial Services | 29.1% |
| CARECarter Bankshares | 50.5% |
| Peer median | 28.5% |
Where Hanmi Financial ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Hanmi Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.