Alerus Financial profit margin ALRS
Gross, operating and net profit as a share of revenue over the last twelve months, from 2018.
- Net margin, 12 months
- 11.7%
- Net margin on a year earlier
- −2.8 pts
- Peer median
- 30.1%
Over the twelve months to Jun 30, 2026, Alerus Financial kept 11.7% of its revenue as net profit.
Five years earlier its net margin was 21.9%.
The median for 10 diversified banks of a similar size is 30.1%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 7.8% |
| FY2024 | 8.0% |
| FY2023 | 7.0% |
| FY2022 | 19.0% |
| FY2021 | 22.5% |
| FY2020 | 19.2% |
| FY2019 | 15.7% |
| FY2018 | 14.5% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 11.7% | −2.8 pts | |
| Q1 FY26 | 11.7% | +1.6 pts | |
| Q4 FY25 | 7.8% | −0.2 pts | |
| Q3 FY25 | 17.5% | +15.7 pts | |
| Q2 FY25 | 14.5% | +10.4 pts | |
| Q1 FY25 | 10.1% | +4.2 pts | |
| Q4 FY24 | 8.0% | +1.1 pts | |
| Q3 FY24 | 1.8% | −17.1 pts | |
| Q2 FY24 | 4.1% | −14.3 pts | |
| Q1 FY24 | 6.0% | −12.2 pts | |
| Q4 FY23 | 7.0% | −12.0 pts | |
| Q3 FY23 | 18.8% | −0.6 pts |
Against its peers
Companies in Banks - Diversified nearest Alerus Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| ALRSAlerus Financial | 11.7% |
| FISIFinancial Institutions | n/m |
| SHBIShore Bancshares | 27.9% |
| SMBKSmartfinancial | 26.8% |
| AROWArrow Financial | n/m |
| BCALCalifornia BanCorp | 33.4% |
| PFISPeoples Financial Services | 29.1% |
| CARECarter Bankshares | 50.5% |
| HAFCHanmi Financial | 31.2% |
| CBNKCapital Bancorp | 22.2% |
| CACCamden National | 33.4% |
| Peer median | 30.1% |
Where Alerus Financial ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Alerus Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.