Capital Bancorp profit margin CBNK
Gross, operating and net profit as a share of revenue over the last twelve months, from 2017.
- Net margin, 12 months
- 22.2%
- Net margin on a year earlier
- +2.6 pts
- Peer median
- 29.5%
Over the twelve months to Jun 30, 2026, Capital Bancorp kept 22.2% of its revenue as net profit.
Five years earlier its net margin was 22.4%.
The median for 10 diversified banks of a similar size is 29.5%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 23.3% |
| FY2024 | 16.6% |
| FY2023 | 21.5% |
| FY2022 | 24.6% |
| FY2021 | 23.9% |
| FY2020 | 18.8% |
| FY2019 | 18.4% |
| FY2018 | 17.2% |
| FY2017 | 11.1% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 22.2% | +2.6 pts | |
| Q1 FY26 | 22.2% | +3.3 pts | |
| Q4 FY25 | 23.3% | +6.7 pts | |
| Q3 FY25 | 20.8% | +1.8 pts | |
| Q2 FY25 | 19.6% | −0.3 pts | |
| Q1 FY25 | 18.8% | −0.8 pts | |
| Q4 FY24 | 16.6% | −4.9 pts | |
| Q3 FY24 | 19.0% | −2.5 pts | |
| Q2 FY24 | 19.9% | −2.3 pts | |
| Q1 FY24 | 19.6% | −4.9 pts | |
| Q4 FY23 | 21.5% | −3.1 pts | |
| Q3 FY23 | 21.5% | −3.4 pts |
Against its peers
Companies in Banks - Diversified nearest Capital Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| CBNKCapital Bancorp | 22.2% |
| CARECarter Bankshares | 50.5% |
| PFISPeoples Financial Services | 29.1% |
| BCALCalifornia BanCorp | 33.4% |
| AROWArrow Financial | n/m |
| SHBIShore Bancshares | 27.9% |
| SFSTSouthern First Bancshares | 29.9% |
| FISIFinancial Institutions | n/m |
| ALRSAlerus Financial | 11.7% |
| SMBKSmartfinancial | 26.8% |
| HAFCHanmi Financial | 31.2% |
| Peer median | 29.5% |
Where Capital Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Capital Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.