California BanCorp profit margin BCAL
Gross, operating and net profit as a share of revenue over the last twelve months, from 2022.
- Net margin, 12 months
- 33.4%
- Net margin on a year earlier
- +15.3 pts
- Peer median
- 28.5%
Over the twelve months to Jun 30, 2026, California BanCorp kept 33.4% of its revenue as net profit.
The median for 10 diversified banks of a similar size is 28.5%.
Profit margin over time
Net
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 35.0% |
| FY2024 | 4.3% |
| FY2023 | 26.6% |
| FY2022 | 17.6% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 33.4% | +15.3 pts | |
| Q1 FY26 | 33.4% | +21.9 pts | |
| Q4 FY25 | 35.0% | +30.7 pts | |
| Q3 FY25 | 35.3% | +41.9 pts | |
| Q2 FY25 | 18.1% | +0.3 pts | |
| Q1 FY25 | 11.5% | −12.8 pts | |
| Q4 FY24 | 4.3% | −22.3 pts | |
| Q3 FY24 | −6.6% | −36.4 pts | |
| Q2 FY24 | 17.8% | −12.4 pts | |
| Q1 FY24 | 24.3% | +1.1 pts | |
| Q4 FY23 | 26.6% | +9.0 pts | |
| Q3 FY23 | 29.8% | n/a |
Against its peers
Companies in Banks - Diversified nearest California BanCorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| BCALCalifornia BanCorp | 33.4% |
| PFISPeoples Financial Services | 29.1% |
| AROWArrow Financial | n/m |
| CARECarter Bankshares | 50.5% |
| CBNKCapital Bancorp | 22.2% |
| SHBIShore Bancshares | 27.9% |
| FISIFinancial Institutions | n/m |
| ALRSAlerus Financial | 11.7% |
| SMBKSmartfinancial | 26.8% |
| SFSTSouthern First Bancshares | 29.9% |
| HAFCHanmi Financial | 31.2% |
| Peer median | 28.5% |
Where California BanCorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on California BanCorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.