Superworth

Carter Bankshares profit margin CARE

Gross, operating and net profit as a share of revenue over the last twelve months, from 2019.

Net margin, 12 months
50.5%
Net margin on a year earlier
+28.6 pts
Peer median
28.5%

Over the twelve months to Jun 30, 2026, Carter Bankshares kept 50.5% of its revenue as net profit.

Five years earlier its net margin was −29.6%.

The median for 10 diversified banks of a similar size is 28.5%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202520.5%
FY202418.1%
FY202316.6%
FY202231.0%
FY202122.6%
FY2020−34.8%
FY201920.6%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2650.5%+28.6 pts
Q1 FY2648.5%+28.6 pts
Q4 FY2520.5%+2.4 pts
Q3 FY2521.1%+10.2 pts
Q2 FY2521.9%+12.5 pts
Q1 FY2519.8%+9.5 pts
Q4 FY2418.1%+1.4 pts
Q3 FY2410.9%−15.2 pts
Q2 FY249.5%−21.4 pts
Q1 FY2410.3%−22.4 pts
Q4 FY2316.6%−14.4 pts
Q3 FY2326.0%−1.0 pts

Against its peers

Companies in Banks - Diversified nearest Carter Bankshares' size, closest first, today.

CompanyProfit margin
CARECarter Bankshares50.5%
CBNKCapital Bancorp22.2%
PFISPeoples Financial Services29.1%
BCALCalifornia BanCorp33.4%
AROWArrow Financialn/m
SHBIShore Bancshares27.9%
SFSTSouthern First Bancshares29.9%
FISIFinancial Institutionsn/m
ALRSAlerus Financial11.7%
SMBKSmartfinancial26.8%
HAFCHanmi Financial31.2%
Peer median28.5%

Where Carter Bankshares ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Carter Bankshares

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.