Shore Bancshares profit margin SHBI
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 27.9%
- Net margin on a year earlier
- +2.7 pts
- Peer median
- 30.1%
Over the twelve months to Jun 30, 2026, Shore Bancshares kept 27.9% of its revenue as net profit.
Five years earlier its net margin was 23.2%.
The median for 10 diversified banks of a similar size is 30.1%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 26.4% |
| FY2024 | 21.8% |
| FY2023 | 6.7% |
| FY2022 | 25.1% |
| FY2021 | 19.8% |
| FY2020 | 24.8% |
| FY2019 | 26.9% |
| FY2018 | 41.9% |
| FY2017 | 17.8% |
| FY2016 | 17.6% |
| FY2015 | 14.0% |
| FY2014 | 9.9% |
| FY2013 | −18.4% |
| FY2012 | −18.9% |
| FY2011 | −1.6% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 27.9% | +2.7 pts | |
| Q1 FY26 | 27.1% | +3.2 pts | |
| Q4 FY25 | 26.4% | +4.7 pts | |
| Q3 FY25 | 26.0% | +5.2 pts | |
| Q2 FY25 | 25.2% | +15.5 pts | |
| Q1 FY25 | 23.9% | +16.9 pts | |
| Q4 FY24 | 21.8% | +15.1 pts | |
| Q3 FY24 | 20.8% | +14.8 pts | |
| Q2 FY24 | 9.7% | −13.3 pts | |
| Q1 FY24 | 7.0% | −18.2 pts | |
| Q4 FY23 | 6.7% | −18.4 pts | |
| Q3 FY23 | 6.0% | −15.7 pts |
Against its peers
Companies in Banks - Diversified nearest Shore Bancshares' size, closest first, today.
| Company | Profit margin |
|---|---|
| SHBIShore Bancshares | 27.9% |
| FISIFinancial Institutions | n/m |
| ALRSAlerus Financial | 11.7% |
| AROWArrow Financial | n/m |
| BCALCalifornia BanCorp | 33.4% |
| PFISPeoples Financial Services | 29.1% |
| SMBKSmartfinancial | 26.8% |
| CARECarter Bankshares | 50.5% |
| CBNKCapital Bancorp | 22.2% |
| HAFCHanmi Financial | 31.2% |
| CACCamden National | 33.4% |
| Peer median | 30.1% |
Where Shore Bancshares ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Shore Bancshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.