Superworth

First Bancorp profit margin FNLC

Gross, operating and net profit as a share of revenue over the last twelve months, from 2010.

Net margin, 12 months
37.3%
Net margin on a year earlier
+2.8 pts
Peer median
29.9%

Over the twelve months to Jun 30, 2026, First Bancorp kept 37.3% of its revenue as net profit.

Five years earlier its net margin was 39.0%.

The median for 10 diversified banks of a similar size is 29.9%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202536.3%
FY202433.7%
FY202336.6%
FY202241.9%
FY202142.3%
FY202034.8%
FY201938.3%
FY201837.5%
FY201732.7%
FY201632.5%
FY201530.5%
FY201429.0%
FY201326.2%
FY201225.3%
FY201123.4%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2637.3%+2.8 pts
Q1 FY2637.0%+3.4 pts
Q4 FY2536.3%+2.6 pts
Q3 FY2534.7%+0.9 pts
Q2 FY2534.5%+0.6 pts
Q1 FY2533.6%−1.7 pts
Q4 FY2433.7%−2.9 pts
Q3 FY2433.8%−4.3 pts
Q2 FY2434.0%−5.3 pts
Q1 FY2435.3%−5.5 pts
Q4 FY2336.6%−5.3 pts
Q3 FY2338.1%−4.5 pts

Against its peers

Companies in Banks - Diversified nearest First Bancorp's size, closest first, today.

CompanyProfit margin
FNLCFirst Bancorp37.3%
FDBCFidelity D & D Bancorp31.0%
CBNAChain Bridge Bancorp40.9%
NEWTNewtekOne22.2%
FUNCFirst United26.8%
SFSTSouthern First Bancshares29.9%
LCNBLCNB25.5%
HWBKHawthorn Bancshares30.0%
VABKVirginia National Bankshares39.0%
NKSHNational Bankshares33.6%
CBNKCapital Bancorp22.2%
Peer median29.9%

Where First Bancorp ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on First Bancorp

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.