Superworth

First United profit margin FUNC

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
26.8%
Net margin on a year earlier
−1.5 pts
Peer median
30.7%

Over the twelve months to Jun 30, 2026, First United kept 26.8% of its revenue as net profit.

Five years earlier its net margin was 25.1%.

The median for 10 diversified banks of a similar size is 30.7%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202527.6%
FY202425.8%
FY202321.1%
FY202233.1%
FY202127.0%
FY202020.6%
FY201920.8%
FY201818.0%
FY20179.8%
FY201613.9%
FY201517.6%
FY201411.3%
FY201312.6%
FY20128.5%
FY20116.7%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2626.8%−1.5 pts
Q1 FY2627.8%+0.2 pts
Q4 FY2527.6%+1.9 pts
Q3 FY2528.9%+7.1 pts
Q2 FY2528.4%+7.8 pts
Q1 FY2527.6%+7.4 pts
Q4 FY2425.8%+4.7 pts
Q3 FY2421.9%−4.7 pts
Q2 FY2420.5%−8.9 pts
Q1 FY2420.2%−10.6 pts
Q4 FY2321.1%−12.0 pts
Q3 FY2326.6%−7.0 pts

Against its peers

Companies in Banks - Diversified nearest First United's size, closest first, today.

CompanyProfit margin
FUNCFirst United26.8%
LCNBLCNB25.5%
HWBKHawthorn Bancshares30.0%
VABKVirginia National Bankshares39.0%
NEWTNewtekOne22.2%
CBNAChain Bridge Bancorp40.9%
NKSHNational Bankshares33.6%
CMTVCommunity Bancorp35.4%
FDBCFidelity D & D Bancorp31.0%
CFBKCF Bankshares30.4%
MRBKMeridian16.6%
Peer median30.7%

Where First United ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on First United

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.