CF Bankshares profit margin CFBK
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 30.4%
- Net margin on a year earlier
- −1.5 pts
- Peer median
- 28.5%
Over the twelve months to Jun 30, 2026, CF Bankshares kept 30.4% of its revenue as net profit.
Five years earlier its net margin was 33.9%.
The median for 10 diversified banks of a similar size is 28.5%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 28.8% |
| FY2024 | 25.8% |
| FY2023 | 32.8% |
| FY2022 | 34.9% |
| FY2021 | 34.4% |
| FY2020 | 33.7% |
| FY2019 | 28.7% |
| FY2018 | 20.7% |
| FY2017 | 9.3% |
| FY2016 | 13.0% |
| FY2015 | 40.2% |
| FY2014 | 4.7% |
| FY2013 | −12.6% |
| FY2012 | −66.8% |
| FY2011 | −74.3% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 30.4% | −1.5 pts | |
| Q1 FY26 | 29.4% | +2.0 pts | |
| Q4 FY25 | 28.8% | +2.9 pts | |
| Q3 FY25 | 27.4% | +1.3 pts | |
| Q2 FY25 | 31.9% | +6.1 pts | |
| Q1 FY25 | 27.4% | −3.4 pts | |
| Q4 FY24 | 25.8% | −6.9 pts | |
| Q3 FY24 | 26.1% | −6.9 pts | |
| Q2 FY24 | 25.8% | −6.9 pts | |
| Q1 FY24 | 30.9% | −2.9 pts | |
| Q4 FY23 | 32.8% | −2.2 pts | |
| Q3 FY23 | 33.0% | −2.6 pts |
Against its peers
Companies in Banks - Diversified nearest CF Bankshares' size, closest first, today.
| Company | Profit margin |
|---|---|
| CFBKCF Bankshares | 30.4% |
| MRBKMeridian | 16.6% |
| CMTVCommunity Bancorp | 35.4% |
| LARKLandmark Bancorp | 26.9% |
| NKSHNational Bankshares | 33.6% |
| VABKVirginia National Bankshares | 39.0% |
| HWBKHawthorn Bancshares | 30.0% |
| LCNBLCNB | 25.5% |
| FUNCFirst United | 26.8% |
| NEWTNewtekOne | 22.2% |
| CBNAChain Bridge Bancorp | 40.9% |
| Peer median | 28.5% |
Where CF Bankshares ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on CF Bankshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.