First United FUNC
- Market cap
- $296.4M
- PE
- 11.9×
- 10y median 9.8×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $93.3M
- +11% on a year ago
- Net margin
- 26.8%
First United trades at 11.9× trailing earnings, pricier than 65% of the last ten years. Revenue was $93.3M over the last twelve months, up 11% on a year earlier with a 27% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $18.9M−5% | $14.8M−25% | $18.7M−1% | $20.1M+7% | $20.3M+7% | $20.8M+40% | $20.9M+12% | $21.8M+9% | $22.7M+12% | $23.2M+12% | $23.4M+12% | $23.9M+10% | |
| Interest expense | $7.2M+588% | $8M+267% | $8.1M+144% | $7.9M+36% | $8M+12% | $8M+0% | $8M−1% | $8.2M+4% | $8.4M+4% | $8.2M+2% | $7.6M−5% | $7.6M−7% |
| Pre-tax income | $5.8M−39% | $2.1M−77% | $4.9M−15% | $6.5M+12% | $7.7M+32% | $8.1M+293% | $7.7M+58% | $8M+22% | $9.2M+20% | $7.6M−6% | $8.8M+15% | $7.4M−7% |
| $1.3M−51% | $317K−83% | $1.2M−14% | $1.6M+13% | $1.9M+46% | $2M+518% | $1.9M+63% | $2M+23% | $2.3M+19% | $1.9M−5% | $2.2M+15% | $1.7M−12% | |
| Net income | $4.5M−35% | $1.8M−75% | $3.7M−16% | $4.9M+11% | $5.8M+28% | $6.2M+252% | $5.8M+57% | $6M+22% | $6.9M+20% | $5.8M−7% | $6.7M+15% | $5.7M−5% |
| $0.67−36% | $0.26−75% | $0.56−14% | $0.75+14% | $0.89+33% | $0.95+265% | $0.89+59% | $0.92+23% | $1.07+20% | $0.89−6% | $1.03+16% | $0.88−4% | |
| 6.7M+1% | 6.7M−0% | 6.7M−1% | 6.5M−3% | 6.5M−4% | 6.5M−3% | 6.5M−3% | 6.5M−1% | 6.5M+0% | 6.5M+0% | 6.5M+0% | 6.5M−1% |
EPS, diluted: 16 periods, Q4 FY10 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: Q4 FY10 and Q4 FY17: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days. 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Diversified nearest First United's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| FUNCFirst United | $296.4M | 11.9× | 9.8× | n/m | +11% | 26.8% | |
| LCNBLCNB | $281.3M | 11.4× | 11.7× | n/m | +9% | 25.5% | |
| HWBKHawthorn Bancshares | $271.1M | 10.7× | 10.2× | n/m | +12% | 30.0% | |
| VABKVirginia National Bankshares | $269.6M | 10.9× | 12.1× | n/m | +13% | 39.0% | |
| NEWTNewtekOne | $330.2M | 5.2× | 6.0× | n/m | +7% | 22.2% | |
| CBNAChain Bridge Bancorp | $334.7M | 12.6× | 11.6× | n/m | +15% | 40.9% | |
| NKSHNational Bankshares | $257.9M | 12.7× | 16.5× | n/m | +21% | 33.6% | |
| CMTVCommunity Bancorp | $237M | 12.9× | 12.5× | n/m | +16% | 35.4% | |
| FDBCFidelity D & D Bancorp | $374.7M | 12.3× | 13.6× | n/m | +14% | 31.0% | |
| CFBKCF Bankshares | $223.9M | 11.8× | 8.6× | n/m | +10% | 30.4% | |
| MRBKMeridian | $223.3M | 10.2× | 8.4× | n/m | +7% | 16.6% | |
| Peer median | $270.4M | 11.6× | 11.7× | n/a | +13% | 30.7% |
More on First United
Each number over time
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About
- Industry
- Banks - Diversified
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .