LCNB LCNB
- Market cap
- $281.3M
- PE
- 11.4×
- 10y median 11.7×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $96.4M
- +9% on a year ago
- Net margin
- 25.5%
LCNB trades at 11.4× trailing earnings, near its ten-year median. Revenue was $96.4M over the last twelve months, up 9% on a year earlier with a 25% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $17.1M−10% | $19.3M−3% | $17.8M+2% | $19.3M+8% | $21.4M+25% | $22.7M+18% | $21.5M+21% | $22.8M+18% | $23.8M+12% | $23.9M+5% | $23.5M+9% | $25.1M+10% | |
| Interest expense | $6.1M+384% | $8.7M+473% | $10.9M+173% | $11.7M+160% | $11.4M+87% | $10.2M+18% | $9M−17% | $8.4M−29% | $8.2M−28% | $6.9M−32% | $6.6M−27% | $6.5M−22% |
| Pre-tax income | $5M−27% | −$529K | $2.2M−56% | $944K−84% | $5.3M+6% | $7.5M | $5.5M+148% | $7.2M+663% | $8.5M+59% | $7M−7% | $5.3M−4% | $9.2M+28% |
| $949K−24% | −$236K | $312K−65% | $19K−98% | $798K−16% | $1.3M | $906K+190% | $1.3M+6663% | $1.5M+93% | $1.3M−3% | $877K−3% | $1.7M+32% | |
| Net income | $4.1M−27% | −$293K | $1.9M−54% | $925K−80% | $4.5M+11% | $6.1M | $4.6M+141% | $5.9M+540% | $6.9M+53% | $5.7M−8% | $4.4M−4% | $7.5M+27% |
| $0.37−25% | −$0.02 | $0.15−60% | $0.07−83% | $0.31−16% | $0.43 | $0.33+120% | $0.41+486% | $0.49+58% | $0.40−7% | $0.31−6% | $0.53+29% | |
| 11M−2% | 12.4M+10% | 13.1M+17% | 13.9M+26% | 14M+27% | 14M+13% | 14.1M+7% | 14.1M+1% | 14.1M+1% | 14.1M+1% | 14.1M+1% | 14.2M+1% |
EPS, diluted: 10 periods, Q4 FY10 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: 15 periods, Q4 FY10 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY23: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Diversified nearest LCNB's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| LCNBLCNB | $281.3M | 11.4× | 11.7× | n/m | +9% | 25.5% | |
| HWBKHawthorn Bancshares | $271.1M | 10.7× | 10.2× | n/m | +12% | 30.0% | |
| VABKVirginia National Bankshares | $269.6M | 10.9× | 12.1× | n/m | +13% | 39.0% | |
| FUNCFirst United | $296.4M | 11.9× | 9.8× | n/m | +11% | 26.8% | |
| NKSHNational Bankshares | $257.9M | 12.7× | 16.5× | n/m | +21% | 33.6% | |
| NEWTNewtekOne | $330.2M | 5.2× | 6.0× | n/m | +7% | 22.2% | |
| CMTVCommunity Bancorp | $237M | 12.9× | 12.5× | n/m | +16% | 35.4% | |
| CBNAChain Bridge Bancorp | $334.7M | 12.6× | 11.6× | n/m | +15% | 40.9% | |
| CFBKCF Bankshares | $223.9M | 11.8× | 8.6× | n/m | +10% | 30.4% | |
| MRBKMeridian | $223.3M | 10.2× | 8.4× | n/m | +7% | 16.6% | |
| FDBCFidelity D & D Bancorp | $374.7M | 12.3× | 13.6× | n/m | +14% | 31.0% | |
| Peer median | $270.4M | 11.9× | 10.9× | n/a | +13% | 30.7% |
More on LCNB
Each number over time
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About
- Industry
- Banks - Diversified
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .