Superworth

First Bancorp FNLC

Banks - Diversified, Financial Services
$36.36
+0.53%
Market cap
$410.2M
PE
10.8×
10y median 10.3×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$101.3M
+17% on a year ago
Net margin
37.3%

First Bancorp trades at 10.8× trailing earnings, near its ten-year median. Revenue was $101.3M over the last twelve months, up 17% on a year earlier with a 37% net margin.

Charts

Financials

Income statement for FNLC, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$19.8M−18%$20M−14%$18.5M−12%$19.2M−3%$20.5M+3%$22M+10%$21.8M+18%$22.5M+17%$24.5M+20%$25.8M+18%$25.1M+15%$25.8M+15%
Interest expense$17.3M+274%$19M+150%$20.1M+76%$21.5M+41%$21.9M+27%$21.4M+13%$20.9M+4%$21.4M−0%$20.9M−4%$19.6M−9%$18.4M−12%$18.7M−13%
Pre-tax income$9M−27%$8.1M−28%$7.3M−25%$7.5M−16%$9.2M+1%$8.7M+7%$8.6M+18%$9.9M+32%$11.1M+21%$12.4M+43%$10.9M+27%$11.5M+17%
$1.6M−29%$1.4M−29%$1.3M−25%$1.3M−15%$1.6M+2%$1.4M−1%$1.5M+19%$1.8M+38%$2M+26%$2.3M+62%$1.9M+28%$2M+9%
Net income$7.5M−26%$6.7M−27%$6M−25%$6.2M−17%$7.6M+1%$7.3M+9%$7.1M+18%$8.1M+31%$9.1M+20%$10.2M+40%$9M+27%$9.6M+19%
$0.67−26%$0.60−28%$0.54−25%$0.55−18%$0.68+2%$0.66+10%$0.63+17%$0.72+31%$0.81+19%$0.91+38%$0.80+27%$0.85+18%
11.1M+1%11.1M+1%11.1M+1%11.1M+1%11.1M+1%11.2M+1%11.2M+1%11.2M+1%11.2M+1%11.2M+1%11.3M+1%11.3M+1%

EPS, diluted: 3 periods, Q4 FY10 to Q4 FY13: quarter's net income to common over its shares, to the cent.

Diluted shares: 4 periods, Q1 FY10 to Q4 FY10: not printed by the filing, worked out from its own lines. 15 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Diversified nearest First Bancorp's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
FNLCFirst Bancorp$410.2M10.8×10.3×n/m+17%37.3%
FDBCFidelity D & D Bancorp$374.7M12.3×13.6×n/m+14%31.0%
CBNAChain Bridge Bancorp$334.7M12.6×11.6×n/m+15%40.9%
NEWTNewtekOne$330.2M5.2×6.0×n/m+7%22.2%
FUNCFirst United$296.4M11.9×9.8×n/m+11%26.8%
SFSTSouthern First Bancshares$579.7M13.2×15.3×n/m+27%29.9%
LCNBLCNB$281.3M11.4×11.7×n/m+9%25.5%
HWBKHawthorn Bancshares$271.1M10.7×10.2×n/m+12%30.0%
VABKVirginia National Bankshares$269.6M10.9×12.1×n/m+13%39.0%
NKSHNational Bankshares$257.9M12.7×16.5×n/m+21%33.6%
CBNKCapital Bancorp$672.6M12.1×9.2×n/m+15%22.2%
Peer median$313.3M12.0×11.7×n/a+13%29.9%

More on First Bancorp

Each number over time

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About

Industry
Banks - Diversified
Sector
Financial Services

Valuation data, not investment advice. Prices as of .