SuperworthSouthern First Bancshares SFST
- Market cap
- $579.7M
- PE
- 13.2×
- 10y median 15.3×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $132.6M
- +27% on a year ago
- Net margin
- 29.9%
Southern First Bancshares trades at 13.2× trailing earnings, near its ten-year median. Revenue was $132.6M over the last twelve months, up 27% on a year earlier with a 30% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $22.1M−22% | $21.4M−17% | $21.3M−5% | $23.1M+7% | $23.8M+8% | $25.2M+18% | $26.5M+24% | $28.6M+24% | $31.1M+31% | $31.8M+26% | $33.8M+28% | $35.9M+25% | |
| Interest expense | $28.1M+413% | $30.1M+176% | $29.7M+66% | $31M+30% | $30.6M+9% | $28.7M−5% | $26.3M−12% | $27M−13% | $27.5M−10% | $25.8M−10% | $24.4M−7% | $25.8M−5% |
| Pre-tax income | $5.3M−53% | $5.3M−25% | $3.4M−4% | $3.9M+20% | $5.7M+8% | $6.9M+29% | $6.9M+104% | $8.6M+120% | $11.3M+98% | $12.8M+85% | $12.5M+81% | $14.5M+68% |
| $1.2M−56% | $1.2M−27% | $862K+3% | $909K+14% | $1.3M+13% | $1.3M+8% | $1.6M+91% | $2M+121% | $2.7M+99% | $2.9M+130% | $2.6M+58% | $3.3M+62% | |
| Net income | $4.1M−51% | $4.2M−24% | $2.5M−7% | $3M+22% | $4.4M+7% | $5.6M+35% | $5.3M+109% | $6.6M+119% | $8.7M+98% | $9.9M+75% | $9.9M+88% | $11.2M+70% |
| $0.51−51% | $0.52−24% | $0.31−6% | $0.37+19% | $0.54+6% | $0.69+33% | $0.65+110% | $0.81+119% | $1.07+98% | $1.17+70% | $1.19+83% | $1.20+48% | |
| 8.1M+0% | 8.1M+0% | 8.1M+1% | 8.1M+1% | 8.1M+0% | 8.1M+0% | 8.1M−0% | 8.1M−0% | 8.1M−0% | 8.4M+4% | 8.3M+2% | 9.3M+15% |
EPS, diluted: 10 periods, Q4 FY10 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: 10 periods, Q4 FY10 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Diversified nearest Southern First Bancshares' size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| SFSTSouthern First Bancshares | $579.7M | 13.2× | 15.3× | n/m | +27% | 29.9% | |
| CBNKCapital Bancorp | $672.6M | 12.1× | 9.2× | n/m | +15% | 22.2% | |
| CARECarter Bankshares | $677.6M | 5.3× | 12.3× | n/m | +78% | 50.5% | |
| PFISPeoples Financial Services | $707.5M | 12.5× | 12.1× | n/m | +7% | 29.1% | |
| BCALCalifornia BanCorp | $708.6M | 12.0× | 11.7× | n/m | +4% | 33.4% | |
| AROWArrow Financial | $710.8M | 12.4× | 13.8× | n/m | n/m | n/m | |
| SHBIShore Bancshares | $765.6M | 11.6× | 13.0× | n/m | +11% | 27.9% | |
| FISIFinancial Institutions | $799.7M | 10.1× | 9.1× | n/m | n/m | n/m | |
| ALRSAlerus Financial | $802.9M | 30.1× | 11.6× | n/m | −11% | 11.7% | |
| FNLCFirst Bancorp | $410.2M | 10.8× | 10.3× | n/m | +17% | 37.3% | |
| SMBKSmartfinancial | $843.6M | 14.6× | 13.9× | n/m | +14% | 26.8% | |
| Peer median | $709.7M | 12.1× | 11.9× | n/a | +13% | 28.5% |
More on Southern First Bancshares
Each number over time
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About
- Industry
- Banks - Diversified
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .