SuperworthSmartfinancial SMBK
- Market cap
- $843.6M
- PE
- 14.6×
- 10y median 13.9×
- Forward PE
- n/m
- not a meaningful number
- Revenue, 12 months
- $214.1M
- +14% on a year ago
- Net margin
- 26.8%
Smartfinancial trades at 14.6× trailing earnings, near its ten-year median. Revenue was $214.1M over the last twelve months, up 14% on a year earlier with a 27% net margin.
Charts
Financials
| Income statement | Q3 FY23 | Q4 FY23 | Q1 FY24 | Q2 FY24 | Q3 FY24 | Q4 FY24 | Q1 FY25 | Q2 FY25 | Q3 FY25 | Q4 FY25 | Q1 FY26 | Q2 FY26 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| $31.7M−26% | $39.1M−13% | $40.1M−7% | $40.4M+4% | $44.2M+39% | $46.8M+20% | $46.8M+17% | $49.2M+22% | $51.1M+16% | $53.3M+14% | $53.8M+15% | $56M+14% | |
| Interest expense | $24.3M+334% | $26M+168% | $28.1M+63% | $28.5M+39% | $28.9M+19% | $28.3M+9% | $28.1M+0% | $29.1M+2% | $32.1M+11% | $30.5M+8% | $28.4M+1% | $30M+3% |
| Pre-tax income | $2.4M−84% | $7.8M−53% | $12M−19% | $10.3M−8% | $10.8M+351% | $12.4M+58% | $13.6M+13% | $14.3M+38% | $17M+58% | $16.7M+35% | $16.8M+24% | $20.5M+44% |
| $319K−90% | $1.6M−54% | $2.6M−21% | $2.3M−1% | $1.6M+405% | $2.7M+67% | $2.3M−12% | $2.6M+10% | $3.3M+104% | $3M+10% | $3.1M+34% | $4.2M+65% | |
| Net income | $2.1M−82% | $6.2M−52% | $9.4M−19% | $8M−9% | $9.1M+342% | $9.6M+56% | $11.3M+20% | $11.7M+46% | $13.7M+50% | $13.7M+42% | $13.7M+22% | $16.3M+39% |
| $0.12−82% | $0.37−52% | $0.55−19% | $0.48−8% | $0.54+350% | $0.57+54% | $0.67+22% | $0.69+44% | $0.81+50% | $0.81+42% | $0.81+21% | $0.96+39% | |
| 16.9M+0% | 16.9M+0% | 16.9M+0% | 16.9M−0% | 16.8M−1% | 16.9M−0% | 16.9M−0% | 16.9M+0% | 16.9M+0% | 16.9M+0% | 16.9M+0% | 17M+1% |
Net income: 23 periods, Q1 FY19 to Q4 FY24: not printed by the filing, worked out from its own lines.
EPS, diluted: 11 periods, Q4 FY15 to Q4 FY25: quarter's net income to common over its shares, to the cent.
Diluted shares: Q4 FY11 and Q4 FY12: a loss quarter: its basic count, share-days: the 12-month average less the 9-month, weighted by days. 12 periods, Q4 FY13 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY14: share-days: the 12-month average over 365 days less the 9-month over 273, the two on one basis (x2.307).
From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.
Peers
Companies in Banks - Diversified nearest Smartfinancial's size, closest first.
| Company | Market cap | PE | Its 10y median PE | Fwd PE | P/S | Revenue growth | Net margin |
|---|---|---|---|---|---|---|---|
| SMBKSmartfinancial | $843.6M | 14.6× | 13.9× | n/m | +14% | 26.8% | |
| ALRSAlerus Financial | $802.9M | 30.1× | 11.6× | n/m | −11% | 11.7% | |
| FISIFinancial Institutions | $799.7M | 10.1× | 9.1× | n/m | n/m | n/m | |
| SHBIShore Bancshares | $765.6M | 11.6× | 13.0× | n/m | +11% | 27.9% | |
| HAFCHanmi Financial | $953.2M | 10.8× | 11.2× | n/m | +16% | 31.2% | |
| CACCamden National | $977.3M | 11.1× | 11.7× | n/m | +23% | 33.4% | |
| AROWArrow Financial | $710.8M | 12.4× | 13.8× | n/m | n/m | n/m | |
| BCALCalifornia BanCorp | $708.6M | 12.0× | 11.7× | n/m | +4% | 33.4% | |
| PFISPeoples Financial Services | $707.5M | 12.5× | 12.1× | n/m | +7% | 29.1% | |
| CARECarter Bankshares | $677.6M | 5.3× | 12.3× | n/m | +78% | 50.5% | |
| CBNKCapital Bancorp | $672.6M | 12.1× | 9.2× | n/m | +15% | 22.2% | |
| Peer median | $738.2M | 11.8× | 11.7× | n/a | +13% | 30.1% |
More on Smartfinancial
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About
- Industry
- Banks - Diversified
- Sector
- Financial Services
Valuation data, not investment advice. Prices as of .