Superworth

HBT Financial profit margin HBT

Gross, operating and net profit as a share of revenue over the last twelve months, from 2019.

Net margin, 12 months
29.0%
Net margin on a year earlier
−4.1 pts
Peer median
27.7%

Over the twelve months to Jun 30, 2026, HBT Financial kept 29.0% of its revenue as net profit.

Five years earlier its net margin was 33.1%.

The median for 10 regional banks of a similar size is 27.7%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202532.5%
FY202432.0%
FY202329.0%
FY202231.3%
FY202135.2%
FY202024.2%
FY201940.1%
FY2018n/a

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2629.0%−4.1 pts
Q1 FY2628.1%−4.8 pts
Q4 FY2532.5%+0.5 pts
Q3 FY2533.2%+1.7 pts
Q2 FY2533.0%+1.0 pts
Q1 FY2532.9%+0.9 pts
Q4 FY2432.0%+3.0 pts
Q3 FY2431.6%+4.2 pts
Q2 FY2432.1%+5.0 pts
Q1 FY2431.9%+4.9 pts
Q4 FY2329.0%−2.3 pts
Q3 FY2327.4%−5.5 pts

Against its peers

Companies in Banks - Regional nearest HBT Financial's size, closest first, today.

CompanyProfit margin
HBTHBT Financial29.0%
FMBHFirst MID Bancshares26.2%
CTBICommunity Trust Bancorp36.1%
PEBOPeoples Bancorp25.5%
OSBCOld Second Bancorp24.2%
MCBMetropolitan Bank24.8%
LKFNLakeland Financial39.8%
TMPTompkins Financial38.7%
HFWAHeritage Financial26.5%
UVSPUNIVEST FINANCIAL29.0%
ESQEsquire Financial33.0%
Peer median27.7%

Where HBT Financial ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on HBT Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.