Superworth

Heritage Financial profit margin HFWA

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
26.5%
Net margin on a year earlier
+4.6 pts
Peer median
29.0%

Over the twelve months to Jun 30, 2026, Heritage Financial kept 26.5% of its revenue as net profit.

Five years earlier its net margin was 40.3%.

The median for 10 regional banks of a similar size is 29.0%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202527.4%
FY202419.9%
FY202325.3%
FY202232.9%
FY202140.8%
FY202019.5%
FY201929.1%
FY201824.3%
FY201723.9%
FY201623.7%
FY201523.2%
FY201415.9%
FY201312.4%
FY201218.5%
FY20118.9%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2626.5%+4.6 pts
Q1 FY2627.2%+4.5 pts
Q4 FY2527.4%+7.5 pts
Q3 FY2524.2%+6.3 pts
Q2 FY2521.9%+1.5 pts
Q1 FY2522.8%+1.8 pts
Q4 FY2419.9%−5.4 pts
Q3 FY2417.8%−11.9 pts
Q2 FY2420.4%−9.8 pts
Q1 FY2421.0%−10.6 pts
Q4 FY2325.3%−7.6 pts
Q3 FY2329.7%−3.5 pts

Against its peers

Companies in Banks - Regional nearest Heritage Financial's size, closest first, today.

CompanyProfit margin
HFWAHeritage Financial26.5%
MCBMetropolitan Bank24.8%
UVSPUNIVEST FINANCIAL29.0%
OSBCOld Second Bancorp24.2%
CTBICommunity Trust Bancorp36.1%
FSBCFive Star Bancorp40.5%
HBTHBT Financial29.0%
MBWMMercantile Bank36.5%
CFFNCapitol Federal Financial36.1%
FMBHFirst MID Bancshares26.2%
CCNECNB Financial28.7%
Peer median29.0%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Heritage Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.