UNIVEST FINANCIAL profit margin UVSP
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 29.0%
- Net margin on a year earlier
- +3.2 pts
- Peer median
- 32.4%
Over the twelve months to Jun 30, 2026, UNIVEST FINANCIAL kept 29.0% of its revenue as net profit.
Five years earlier its net margin was 36.6%.
The median for 10 regional banks of a similar size is 32.4%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 27.7% |
| FY2024 | 25.4% |
| FY2023 | 24.0% |
| FY2022 | 26.4% |
| FY2021 | 33.8% |
| FY2020 | 18.6% |
| FY2019 | 28.0% |
| FY2018 | 23.2% |
| FY2017 | 21.8% |
| FY2016 | 11.5% |
| FY2015 | 18.6% |
| FY2014 | 18.4% |
| FY2013 | 17.8% |
| FY2012 | 18.5% |
| FY2011 | 17.3% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 29.0% | +3.2 pts | |
| Q1 FY26 | 28.4% | +2.5 pts | |
| Q4 FY25 | 27.7% | +2.3 pts | |
| Q3 FY25 | 27.1% | +2.2 pts | |
| Q2 FY25 | 25.7% | +1.3 pts | |
| Q1 FY25 | 25.9% | +2.0 pts | |
| Q4 FY24 | 25.4% | +1.4 pts | |
| Q3 FY24 | 24.9% | −0.6 pts | |
| Q2 FY24 | 24.5% | −2.0 pts | |
| Q1 FY24 | 23.9% | −1.7 pts | |
| Q4 FY23 | 24.0% | −2.4 pts | |
| Q3 FY23 | 25.6% | +0.0 pts |
Against its peers
Companies in Banks - Regional nearest UNIVEST FINANCIAL's size, closest first, today.
| Company | Profit margin |
|---|---|
| UVSPUNIVEST FINANCIAL | 29.0% |
| HFWAHeritage Financial | 26.5% |
| MCBMetropolitan Bank | 24.8% |
| OSBCOld Second Bancorp | 24.2% |
| FSBCFive Star Bancorp | 40.5% |
| MBWMMercantile Bank | 36.5% |
| CFFNCapitol Federal Financial | 36.1% |
| CTBICommunity Trust Bancorp | 36.1% |
| CCNECNB Financial | 28.7% |
| BFSTBusiness First Bancshares | 26.9% |
| MCBSMetroCity Bankshares | 43.8% |
| Peer median | 32.4% |
Where UNIVEST FINANCIAL ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on UNIVEST FINANCIAL
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.