Capitol Federal Financial profit margin CFFN
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 36.1%
- Net margin on a year earlier
- +4.2 pts
- Peer median
- 28.8%
Over the twelve months to Jun 30, 2026, Capitol Federal Financial kept 36.1% of its revenue as net profit.
Five years earlier its net margin was 37.4%.
The median for 10 regional banks of a similar size is 28.8%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 33.8% |
| FY2024 | 22.7% |
| FY2023 | n/a |
| FY2022 | 39.2% |
| FY2021 | 37.5% |
| FY2020 | 30.9% |
| FY2019 | 41.3% |
| FY2018 | 44.8% |
| FY2017 | 38.7% |
| FY2016 | 38.7% |
| FY2015 | 37.0% |
| FY2014 | 37.5% |
| FY2013 | 34.4% |
| FY2012 | 35.6% |
| FY2011 | 19.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q3 FY26 | 36.1% | +4.2 pts | |
| Q2 FY26 | 35.3% | +7.1 pts | |
| Q1 FY26 | 34.6% | +6.8 pts | |
| Q4 FY25 | 33.8% | +11.1 pts | |
| Q3 FY25 | 31.9% | n/a | |
| Q2 FY25 | 28.2% | n/a | |
| Q1 FY25 | 27.7% | n/a | |
| Q4 FY24 | 22.7% | n/a | |
| Q3 FY24 | n/a | n/a | |
| Q2 FY24 | n/a | n/a | |
| Q1 FY24 | n/a | n/a | |
| Q4 FY23 | n/a | n/a |
Against its peers
Companies in Banks - Regional nearest Capitol Federal Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| CFFNCapitol Federal Financial | 36.1% |
| MBWMMercantile Bank | 36.5% |
| CCNECNB Financial | 28.7% |
| BFSTBusiness First Bancshares | 26.9% |
| FSBCFive Star Bancorp | 40.5% |
| MCBSMetroCity Bankshares | 43.8% |
| NBBKNB Bancorp | 22.8% |
| EQBKEquity Bancshares | 14.0% |
| CPFCentral Pacific Financial | 27.5% |
| UVSPUNIVEST FINANCIAL | 29.0% |
| TRSTTrustco Bank Corp N Y | 33.0% |
| Peer median | 28.8% |
Where Capitol Federal Financial ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Capitol Federal Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.