Superworth

Central Pacific Financial profit margin CPF

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
27.5%
Net margin on a year earlier
+4.8 pts
Peer median
30.2%

Over the twelve months to Jun 30, 2026, Central Pacific Financial kept 27.5% of its revenue as net profit.

Five years earlier its net margin was 22.4%.

The median for 10 regional banks of a similar size is 30.2%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202526.5%
FY202421.3%
FY202322.9%
FY202228.1%
FY202131.4%
FY202015.3%
FY201925.8%
FY201828.1%
FY201720.2%
FY201623.5%
FY201524.3%
FY201421.6%
FY201391.5%
FY201226.3%
FY201121.8%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2627.5%+4.8 pts
Q1 FY2627.1%+4.5 pts
Q4 FY2526.5%+5.1 pts
Q3 FY2524.0%+2.0 pts
Q2 FY2522.8%+0.4 pts
Q1 FY2522.6%+0.7 pts
Q4 FY2421.3%−1.5 pts
Q3 FY2422.0%−2.7 pts
Q2 FY2422.4%−3.5 pts
Q1 FY2421.9%−4.4 pts
Q4 FY2322.9%−5.2 pts
Q3 FY2324.8%−4.5 pts

Against its peers

Companies in Banks - Regional nearest Central Pacific Financial's size, closest first, today.

CompanyProfit margin
CPFCentral Pacific Financial27.5%
TRSTTrustco Bank Corp N Y33.0%
SBSISouthside Bancshares30.6%
EQBKEquity Bancshares14.0%
NBBKNB Bancorp22.8%
FMNBFarmers National Banc29.7%
FCBCFirst Community Bankshares31.5%
MCBSMetroCity Bankshares43.8%
THFFFirst Financial30.7%
BFSTBusiness First Bancshares26.9%
CCNECNB Financial28.7%
Peer median30.2%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Central Pacific Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.