Superworth

First Financial profit margin THFF

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
30.7%
Net margin on a year earlier
+5.5 pts
Peer median
29.7%

Over the twelve months to Jun 30, 2026, First Financial kept 30.7% of its revenue as net profit.

Five years earlier its net margin was 31.3%.

The median for 10 regional banks of a similar size is 29.7%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202530.3%
FY202421.7%
FY202328.9%
FY202233.6%
FY202128.6%
FY202028.5%
FY201928.7%
FY201830.1%
FY201720.3%
FY201625.3%
FY201521.0%
FY201422.7%
FY201321.3%
FY201222.1%
FY201128.1%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2630.7%+5.5 pts
Q1 FY2630.1%+6.5 pts
Q4 FY2530.3%+8.5 pts
Q3 FY2529.2%+8.2 pts
Q2 FY2525.2%−0.1 pts
Q1 FY2523.6%−3.6 pts
Q4 FY2421.7%−7.2 pts
Q3 FY2421.0%−9.3 pts
Q2 FY2425.4%−5.5 pts
Q1 FY2427.2%−3.7 pts
Q4 FY2328.9%−4.7 pts
Q3 FY2330.4%+0.1 pts

Against its peers

Companies in Banks - Regional nearest First Financial's size, closest first, today.

CompanyProfit margin
THFFFirst Financial30.7%
FCBCFirst Community Bankshares31.5%
FMNBFarmers National Banc29.7%
GSBCGreat Southern Bancorp29.7%
SBSISouthside Bancshares30.6%
TRSTTrustco Bank Corp N Y33.0%
ORRFOrrstown Financial Services33.6%
MPBMID Penn Bancorp25.8%
CCBGCapital City Bank24.0%
CPFCentral Pacific Financial27.5%
EQBKEquity Bancshares14.0%
Peer median29.7%

Where First Financial ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on First Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.