Capital City Bank profit margin CCBG
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 24.0%
- Net margin on a year earlier
- +0.2 pts
- Peer median
- 29.9%
Over the twelve months to Jun 30, 2026, Capital City Bank kept 24.0% of its revenue as net profit.
Five years earlier its net margin was 15.8%.
The median for 10 regional banks of a similar size is 29.9%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 24.2% |
| FY2024 | 22.5% |
| FY2023 | 22.7% |
| FY2022 | 16.7% |
| FY2021 | 15.9% |
| FY2020 | 14.9% |
| FY2019 | 19.7% |
| FY2018 | 18.2% |
| FY2017 | 8.1% |
| FY2016 | 8.9% |
| FY2015 | 7.0% |
| FY2014 | 7.3% |
| FY2013 | 4.6% |
| FY2012 | 0.1% |
| FY2011 | 3.2% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 24.0% | +0.2 pts | |
| Q1 FY26 | 23.7% | −0.1 pts | |
| Q4 FY25 | 24.2% | +1.7 pts | |
| Q3 FY25 | 24.3% | +2.1 pts | |
| Q2 FY25 | 23.8% | +1.4 pts | |
| Q1 FY25 | 23.8% | +1.5 pts | |
| Q4 FY24 | 22.5% | −0.1 pts | |
| Q3 FY24 | 22.3% | +0.3 pts | |
| Q2 FY24 | 22.4% | +1.4 pts | |
| Q1 FY24 | 22.3% | +3.4 pts | |
| Q4 FY23 | 22.7% | +6.0 pts | |
| Q3 FY23 | 22.0% | +6.6 pts |
Against its peers
Companies in Banks - Regional nearest Capital City Bank's size, closest first, today.
| Company | Profit margin |
|---|---|
| CCBGCapital City Bank | 24.0% |
| MPBMID Penn Bancorp | 25.8% |
| ORRFOrrstown Financial Services | 33.6% |
| GSBCGreat Southern Bancorp | 29.7% |
| IBCPIndependent Bank | 30.2% |
| THFFFirst Financial | 30.7% |
| FCBCFirst Community Bankshares | 31.5% |
| SPFISouth Plains Financial | 28.7% |
| PGCPeapack Gladstone Financial | 16.4% |
| FMNBFarmers National Banc | 29.7% |
| HTBHomeTrust Bancshares | 30.0% |
| Peer median | 29.9% |
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Capital City Bank
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.