First Community Bankshares profit margin FCBC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 31.5%
- Net margin on a year earlier
- +1.2 pts
- Peer median
- 29.7%
Over the twelve months to Jun 30, 2026, First Community Bankshares kept 31.5% of its revenue as net profit.
Five years earlier its net margin was 34.6%.
The median for 10 regional banks of a similar size is 29.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 29.1% |
| FY2024 | 31.1% |
| FY2023 | 29.1% |
| FY2022 | 31.1% |
| FY2021 | 37.4% |
| FY2020 | 26.0% |
| FY2019 | 31.5% |
| FY2018 | 31.0% |
| FY2017 | 19.3% |
| FY2016 | 22.4% |
| FY2015 | 21.5% |
| FY2014 | 21.1% |
| FY2013 | 19.2% |
| FY2012 | 22.5% |
| FY2011 | 18.6% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 31.5% | +1.2 pts | |
| Q1 FY26 | 28.5% | −2.0 pts | |
| Q4 FY25 | 29.1% | −2.0 pts | |
| Q3 FY25 | 29.9% | −0.3 pts | |
| Q2 FY25 | 30.3% | −0.7 pts | |
| Q1 FY25 | 30.6% | +1.3 pts | |
| Q4 FY24 | 31.1% | +2.0 pts | |
| Q3 FY24 | 30.2% | +0.1 pts | |
| Q2 FY24 | 31.0% | +1.1 pts | |
| Q1 FY24 | 29.2% | −2.7 pts | |
| Q4 FY23 | 29.1% | −2.1 pts | |
| Q3 FY23 | 30.1% | −0.8 pts |
Against its peers
Companies in Banks - Regional nearest First Community Bankshares' size, closest first, today.
| Company | Profit margin |
|---|---|
| FCBCFirst Community Bankshares | 31.5% |
| THFFFirst Financial | 30.7% |
| FMNBFarmers National Banc | 29.7% |
| SBSISouthside Bancshares | 30.6% |
| TRSTTrustco Bank Corp N Y | 33.0% |
| GSBCGreat Southern Bancorp | 29.7% |
| ORRFOrrstown Financial Services | 33.6% |
| CPFCentral Pacific Financial | 27.5% |
| MPBMID Penn Bancorp | 25.8% |
| CCBGCapital City Bank | 24.0% |
| EQBKEquity Bancshares | 14.0% |
| Peer median | 29.7% |
Where First Community Bankshares ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on First Community Bankshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.