Superworth

South Plains Financial profit margin SPFI

Gross, operating and net profit as a share of revenue over the last twelve months, from 2018.

Net margin, 12 months
28.7%
Net margin on a year earlier
+1.9 pts
Peer median
30.0%

Over the twelve months to Jun 30, 2026, South Plains Financial kept 28.7% of its revenue as net profit.

Five years earlier its net margin was 27.0%.

The median for 10 regional banks of a similar size is 30.0%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202527.6%
FY202425.5%
FY202328.7%
FY202227.1%
FY202126.7%
FY202020.3%
FY201918.1%
FY201819.8%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2628.7%+1.9 pts
Q1 FY2628.0%+2.1 pts
Q4 FY2527.6%+2.1 pts
Q3 FY2528.5%+5.2 pts
Q2 FY2526.8%+2.4 pts
Q1 FY2525.9%−3.3 pts
Q4 FY2425.5%−3.2 pts
Q3 FY2423.2%−5.9 pts
Q2 FY2424.4%−4.5 pts
Q1 FY2429.2%+3.3 pts
Q4 FY2328.7%+1.5 pts
Q3 FY2329.1%+1.7 pts

Against its peers

Companies in Banks - Regional nearest South Plains Financial's size, closest first, today.

CompanyProfit margin
SPFISouth Plains Financial28.7%
PGCPeapack Gladstone Financial16.4%
HTBHomeTrust Bancshares30.0%
IBCPIndependent Bank30.2%
SMBCSouthern Missouri Bancorp35.8%
CCBGCapital City Bank24.0%
MPBMID Penn Bancorp25.8%
ORRFOrrstown Financial Services33.6%
GSBCGreat Southern Bancorp29.7%
WASHWashington Trust Bancorpn/m
THFFFirst Financial30.7%
Peer median30.0%

Where South Plains Financial ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on South Plains Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.