Superworth

South Plains Financial SPFI

Banks - Regional, Financial Services
$43.02
−2.07%
Market cap
$810.5M
PE
11.7×
7y median 8.6×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$226.7M
+11% on a year ago
Net margin
28.7%

South Plains Financial trades at 11.7× trailing earnings, pricier than 77% of the last ten years. Revenue was $226.7M over the last twelve months, up 11% on a year earlier with a 29% net margin.

Charts

Financials

Income statement for SPFI, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$48M−14%$44.3M−10%$46.8M+4%$48.6M−41%$47.9M−0%$51.9M+17%$49.2M+5%$54.7M+13%$54.2M+13%$53.9M+4%$54.1M+10%$64.5M+18%
Interest expense$20.8M+247%$22.1M+123%$23.4M+78%$23.3M+44%$24.3M+17%$22.8M+3%$21.4M−8%$21.6M−7%$21.5M−12%$20.5M−10%$19.8M−8%$24.7M+14%
Pre-tax income$17.2M−12%$13.1M−18%$14M+21%$14.3M−62%$14.3M−17%$20.7M+58%$15.7M+12%$18.6M+31%$20.7M+44%$19.1M−8%$18.4M+17%$24.3M+30%
$3.7M−7%$2.8M−19%$3.1M+32%$3.1M−60%$3.1M−16%$4.2M+52%$3.4M+8%$4M+29%$4.3M+40%$3.8M−9%$3.8M+12%$5.3M+32%
Net income$13.5M−13%$10.3M−18%$10.9M+18%$11.1M−63%$11.2M−17%$16.5M+60%$12.3M+13%$14.6M+31%$16.3M+46%$15.3M−8%$14.5M+18%$19M+30%
$0.78−9%$0.61−14%$0.64+21%$0.66−61%$0.66−15%$0.96+57%$0.72+13%$0.86+30%$0.96+46%$0.90−6%$0.85+18%$0.96+12%
17.4M−3%17M−4%16.9M−4%16.9M−3%17.1M−2%17.2M+1%17.1M+1%16.9M−0%17M−0%17M−1%17M−0%19.8M+17%

EPS, diluted: 8 periods, Q4 FY18 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 8 periods, Q4 FY18 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest South Plains Financial's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
SPFISouth Plains Financial$810.5M11.7×8.6×n/m+11%28.7%
PGCPeapack Gladstone Financial$805.4M15.7×14.1×n/m+26%16.4%
HTBHomeTrust Bancshares$802.9M12.6×16.1×n/m+4%30.0%
IBCPIndependent Bank$820.9M10.8×8.5×n/m+6%30.2%
SMBCSouthern Missouri Bancorp$791.9M11.2×11.0×n/m+10%35.8%
CCBGCapital City Bank$864.7M14.0×13.4×n/m+5%24.0%
MPBMID Penn Bancorp$868M12.1×10.4×n/m+36%25.8%
ORRFOrrstown Financial Services$871.2M10.0×11.0×n/m+3%33.6%
GSBCGreat Southern Bancorp$881.9M13.4×11.2×n/m−0%29.7%
WASHWashington Trust Bancorp$744.3M13.5×12.3×n/mn/mn/m
THFFFirst Financial$911.8M10.7×10.5×n/m+12%30.7%
Peer median$842.8M12.4×11.1×n/a+6%30.0%

More on South Plains Financial

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .