Superworth

Independent Bank profit margin IBCP

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
30.2%
Net margin on a year earlier
+1.2 pts
Peer median
29.7%

Over the twelve months to Jun 30, 2026, Independent Bank kept 30.2% of its revenue as net profit.

Five years earlier its net margin was 33.0%.

The median for 10 regional banks of a similar size is 29.7%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202530.4%
FY202430.0%
FY202328.5%
FY202230.0%
FY202130.5%
FY202027.5%
FY201927.3%
FY201825.2%
FY201715.5%
FY201618.7%
FY201517.4%
FY201416.1%
FY201363.1%
FY201217.5%
FY2011−14.3%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2630.2%+1.2 pts
Q1 FY2630.3%+0.7 pts
Q4 FY2530.4%+0.4 pts
Q3 FY2529.8%+0.3 pts
Q2 FY2529.0%−1.8 pts
Q1 FY2529.6%+0.2 pts
Q4 FY2430.0%+1.5 pts
Q3 FY2429.6%+0.8 pts
Q2 FY2430.8%+2.4 pts
Q1 FY2429.4%+1.5 pts
Q4 FY2328.5%−1.4 pts
Q3 FY2328.8%−0.2 pts

Against its peers

Companies in Banks - Regional nearest Independent Bank's size, closest first, today.

CompanyProfit margin
IBCPIndependent Bank30.2%
SPFISouth Plains Financial28.7%
PGCPeapack Gladstone Financial16.4%
HTBHomeTrust Bancshares30.0%
SMBCSouthern Missouri Bancorp35.8%
CCBGCapital City Bank24.0%
MPBMID Penn Bancorp25.8%
ORRFOrrstown Financial Services33.6%
GSBCGreat Southern Bancorp29.7%
WASHWashington Trust Bancorpn/m
THFFFirst Financial30.7%
Peer median29.7%

Where Independent Bank ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Independent Bank

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.