Southern Missouri Bancorp profit margin SMBC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 35.8%
- Net margin on a year earlier
- +3.7 pts
- Peer median
- 28.7%
Over the twelve months to Jun 30, 2026, Southern Missouri Bancorp kept 35.8% of its revenue as net profit.
Five years earlier its net margin was 41.9%.
The median for 10 regional banks of a similar size is 28.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2026 | 35.8% |
| FY2025 | 32.1% |
| FY2024 | 30.5% |
| FY2023 | 25.7% |
| FY2022 | 37.8% |
| FY2021 | 41.9% |
| FY2020 | 29.0% |
| FY2019 | 33.7% |
| FY2018 | 27.3% |
| FY2017 | 25.0% |
| FY2016 | 26.2% |
| FY2015 | 24.8% |
| FY2014 | 25.8% |
| FY2013 | 30.3% |
| FY2012 | 30.5% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q4 FY26 | 35.8% | +3.7 pts | |
| Q3 FY26 | 34.3% | +2.6 pts | |
| Q2 FY26 | 33.9% | +3.7 pts | |
| Q1 FY26 | 32.9% | +3.3 pts | |
| Q4 FY25 | 32.1% | +1.5 pts | |
| Q3 FY25 | 31.7% | +0.3 pts | |
| Q2 FY25 | 30.2% | +4.2 pts | |
| Q1 FY25 | 29.6% | +2.9 pts | |
| Q4 FY24 | 30.5% | +4.9 pts | |
| Q3 FY24 | 31.3% | +5.5 pts | |
| Q2 FY24 | 26.0% | −7.1 pts | |
| Q1 FY24 | 26.7% | −7.5 pts |
Against its peers
Companies in Banks - Regional nearest Southern Missouri Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| SMBCSouthern Missouri Bancorp | 35.8% |
| HTBHomeTrust Bancshares | 30.0% |
| PGCPeapack Gladstone Financial | 16.4% |
| SPFISouth Plains Financial | 28.7% |
| IBCPIndependent Bank | 30.2% |
| WASHWashington Trust Bancorp | n/m |
| CCBGCapital City Bank | 24.0% |
| MPBMID Penn Bancorp | 25.8% |
| ORRFOrrstown Financial Services | 33.6% |
| GSBCGreat Southern Bancorp | 29.7% |
| CWBCCommunity West Bancshares | 22.1% |
| Peer median | 28.7% |
Where Southern Missouri Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Southern Missouri Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.