MetroCity Bankshares profit margin MCBS
Gross, operating and net profit as a share of revenue over the last twelve months, from 2019.
- Net margin, 12 months
- 43.8%
- Net margin on a year earlier
- −1.4 pts
- Peer median
- 29.6%
Over the twelve months to Jun 30, 2026, MetroCity Bankshares kept 43.8% of its revenue as net profit.
Five years earlier its net margin was 41.4%.
The median for 10 regional banks of a similar size is 29.6%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 44.0% |
| FY2024 | 45.7% |
| FY2023 | 43.1% |
| FY2022 | 45.5% |
| FY2021 | 44.7% |
| FY2020 | 39.0% |
| FY2019 | 44.3% |
| FY2018 | n/a |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 43.8% | −1.4 pts | |
| Q1 FY26 | 43.7% | −2.0 pts | |
| Q4 FY25 | 44.0% | −1.6 pts | |
| Q3 FY25 | 45.2% | +1.6 pts | |
| Q2 FY25 | 45.2% | +2.2 pts | |
| Q1 FY25 | 45.8% | +3.7 pts | |
| Q4 FY24 | 45.7% | +2.6 pts | |
| Q3 FY24 | 43.6% | +1.1 pts | |
| Q2 FY24 | 42.9% | −1.2 pts | |
| Q1 FY24 | 42.1% | −2.6 pts | |
| Q4 FY23 | 43.1% | −2.3 pts | |
| Q3 FY23 | 42.6% | −5.6 pts |
Against its peers
Companies in Banks - Regional nearest MetroCity Bankshares' size, closest first, today.
| Company | Profit margin |
|---|---|
| MCBSMetroCity Bankshares | 43.8% |
| BFSTBusiness First Bancshares | 26.9% |
| CCNECNB Financial | 28.7% |
| NBBKNB Bancorp | 22.8% |
| EQBKEquity Bancshares | 14.0% |
| CFFNCapitol Federal Financial | 36.1% |
| MBWMMercantile Bank | 36.5% |
| FSBCFive Star Bancorp | 40.5% |
| CPFCentral Pacific Financial | 27.5% |
| TRSTTrustco Bank Corp N Y | 33.0% |
| SBSISouthside Bancshares | 30.6% |
| Peer median | 29.6% |
Where MetroCity Bankshares ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on MetroCity Bankshares
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.