Superworth

MetroCity Bankshares MCBS

Banks - Regional, Financial Services
$35.74
+0.88%
Market cap
$1B
PE
12.4×
6y median 11.0×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$182.4M
+25% on a year ago
Net margin
43.8%

MetroCity Bankshares trades at 12.4× trailing earnings, pricier than 78% of the last ten years. Revenue was $182.4M over the last twelve months, up 25% on a year earlier with a 44% net margin.

Charts

Financials

Income statement for MCBS, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$26.8M−23%$30.8M+4%$32.7M+1%$36.3M+22%$36.9M+38%$35.4M+15%$36M+10%$37.9M+5%$38M+3%$43.7M+24%$50.8M+41%$49.8M+31%
Interest expense$24.6M+189%$24.5M+64%$25.3M+28%$23.4M+4%$23.5M−4%$22.6M−8%$22M−13%$21.9M−7%$22.2M−6%$24.3M+8%$26.5M+21%$26.4M+21%
Pre-tax income$15.7M−35%$16.1M−17%$20.4M−5%$23.4M+26%$22.7M+45%$20.9M+29%$22.1M+8%$23.7M+1%$23.8M+5%$23.1M+11%$30.2M+37%$30.6M+29%
$4.2M−40%$4.8M−49%$5.8M−1%$6.4M+17%$6M+41%$4.6M−4%$5.8M−0%$6.8M+6%$6.6M+10%$5M+8%$7.9M+37%$8.5M+24%
Net income$11.4M−32%$11.3M+12%$14.6M−7%$16.9M+29%$16.7M+46%$16.2M+43%$16.3M+11%$16.8M−1%$17.3M+3%$18.1M+12%$22.3M+37%$22.1M+32%
$0.45−32%$0.44+10%$0.57−8%$0.66+29%$0.65+44%$0.64+46%$0.63+11%$0.65−2%$0.67+3%$0.68+6%$0.77+22%$0.76+17%
25.6M−0%25.5M−0%25.5M+1%25.6M+0%25.7M+0%25.6M+0%25.7M+1%25.7M+1%25.8M+1%26.8M+5%29.1M+13%28.9M+13%

EPS, diluted: 8 periods, Q4 FY18 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 8 periods, Q4 FY18 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest MetroCity Bankshares' size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
MCBSMetroCity Bankshares$1B12.4×11.0×n/m+25%43.8%
BFSTBusiness First Bancshares$1B11.3×10.6×n/m+13%26.9%
CCNECNB Financial$1B13.2×10.7×n/m+42%28.7%
NBBKNB Bancorp$1B15.2×14.6×n/m+37%22.8%
EQBKEquity Bancshares$1B29.3×17.8×n/m+10%14.0%
CFFNCapitol Federal Financial$1.1B12.9×18.5×n/m+19%36.1%
MBWMMercantile Bank$1.1B10.8×10.1×n/m+11%36.5%
FSBCFive Star Bancorp$1.1B13.0×11.7×n/m+26%40.5%
CPFCentral Pacific Financial$970.4M12.1×13.1×n/m+13%27.5%
TRSTTrustco Bank Corp N Y$949M15.5×12.6×n/m+10%33.0%
SBSISouthside Bancshares$946.7M12.5×13.1×n/m−5%30.6%
Peer median$1B13.0×12.8×n/a+13%29.6%

More on MetroCity Bankshares

Each number over time

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .