Superworth

Trustco Bank Corp N Y TRST

Banks - Regional, Financial Services
$55.73
+0.47%
Market cap
$949M
PE
15.5×
10y median 12.6×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$197M
+10% on a year ago
Net margin
33.0%

Trustco Bank Corp N Y trades at 15.5× trailing earnings, pricier than 77% of the last ten years. Revenue was $197M over the last twelve months, up 10% on a year earlier with a 33% net margin.

Charts

Financials

Income statement for TRST, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$46.8M−10%$43.1M−20%$41.4M−20%$43.4M−11%$43.6M−7%$43.3M+1%$45.3M+10%$46.6M+7%$47.8M+10%$48.2M+11%$49.5M+9%$51.5M+11%
Interest expense$15.3M+1128%$20M+591%$23.2M+233%$22.8M+90%$22.4M+46%$23M+15%$22.4M−3%$22.7M−0%$22.9M+2%$22.4M−3%$21.5M−4%$22.1M−3%
Pre-tax income$19.2M−25%$12.9M−53%$15.9M−33%$16.5M−25%$16.9M−12%$14.7M+14%$18.7M+18%$19.7M+20%$21.3M+26%$21.1M+43%$21.6M+16%$22.5M+14%
$4.6M−29%$3.1M−54%$3.8M−36%$3.9M−28%$4M−12%$3.5M+14%$4.4M+17%$4.7M+19%$5.1M+26%$5.5M+58%$5.3M+20%$5.6M+19%
Net income$14.7M−24%$9.8M−53%$12.1M−32%$12.6M−23%$12.9M−12%$11.3M+15%$14.3M+18%$15M+20%$16.3M+26%$15.6M+38%$16.3M+14%$17M+13%
$0.77−24%$0.52−53%$0.64−31%$0.66−23%$0.68−12%$0.59+14%$0.75+17%$0.79+20%$0.86+27%$0.85+44%$0.91+21%$0.98+24%
19M−1%19M−0%19M+0%19M+0%19M+0%19M+0%19M+0%19M−0%18.8M−1%18.3M−4%17.9M−6%17.4M−9%

EPS, diluted: 15 periods, Q4 FY11 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: 14 periods, Q4 FY11 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days. Q4 FY23: the earlier year to date counted no dilution: the quarter's basic count plus the later year to date's dilution.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Trustco Bank Corp N Y's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
TRSTTrustco Bank Corp N Y$949M15.5×12.6×n/m+10%33.0%
SBSISouthside Bancshares$946.7M12.5×13.1×n/m−5%30.6%
FMNBFarmers National Banc$929.6M10.7×10.3×n/m+24%29.7%
CPFCentral Pacific Financial$970.4M12.1×13.1×n/m+13%27.5%
FCBCFirst Community Bankshares$917.9M15.3×13.5×n/m+14%31.5%
THFFFirst Financial$911.8M10.7×10.5×n/m+12%30.7%
EQBKEquity Bancshares$1B29.3×17.8×n/m+10%14.0%
NBBKNB Bancorp$1B15.2×14.6×n/m+37%22.8%
GSBCGreat Southern Bancorp$881.9M13.4×11.2×n/m−0%29.7%
MCBSMetroCity Bankshares$1B12.4×11.0×n/m+25%43.8%
ORRFOrrstown Financial Services$871.2M10.0×11.0×n/m+3%33.6%
Peer median$938.1M12.5×12.2×n/a+13%30.2%

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About

Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .