Five Star Bancorp profit margin FSBC
Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.
- Net margin, 12 months
- 40.5%
- Net margin on a year earlier
- +3.6 pts
- Peer median
- 27.8%
Over the twelve months to Jun 30, 2026, Five Star Bancorp kept 40.5% of its revenue as net profit.
Five years earlier its net margin was 48.4%.
The median for 10 regional banks of a similar size is 27.8%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 38.9% |
| FY2024 | 36.2% |
| FY2023 | 40.3% |
| FY2022 | 40.6% |
| FY2021 | 50.0% |
| FY2020 | 48.2% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 40.5% | +3.6 pts | |
| Q1 FY26 | 39.9% | +3.7 pts | |
| Q4 FY25 | 38.9% | +2.7 pts | |
| Q3 FY25 | 38.2% | +2.1 pts | |
| Q2 FY25 | 36.9% | −0.2 pts | |
| Q1 FY25 | 36.2% | −2.6 pts | |
| Q4 FY24 | 36.2% | −4.1 pts | |
| Q3 FY24 | 36.1% | −5.6 pts | |
| Q2 FY24 | 37.1% | −5.1 pts | |
| Q1 FY24 | 38.8% | −2.4 pts | |
| Q4 FY23 | 40.3% | −0.3 pts | |
| Q3 FY23 | 41.7% | −0.1 pts |
Against its peers
Companies in Banks - Regional nearest Five Star Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| FSBCFive Star Bancorp | 40.5% |
| MBWMMercantile Bank | 36.5% |
| CFFNCapitol Federal Financial | 36.1% |
| CCNECNB Financial | 28.7% |
| BFSTBusiness First Bancshares | 26.9% |
| MCBSMetroCity Bankshares | 43.8% |
| NBBKNB Bancorp | 22.8% |
| UVSPUNIVEST FINANCIAL | 29.0% |
| EQBKEquity Bancshares | 14.0% |
| HFWAHeritage Financial | 26.5% |
| MCBMetropolitan Bank | 24.8% |
| Peer median | 27.8% |
Where Five Star Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Five Star Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.