Community Trust Bancorp profit margin CTBI
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 36.1%
- Net margin on a year earlier
- +1.6 pts
- Peer median
- 27.7%
Over the twelve months to Jun 30, 2026, Community Trust Bancorp kept 36.1% of its revenue as net profit.
Five years earlier its net margin was 37.1%.
The median for 10 regional banks of a similar size is 27.7%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 34.7% |
| FY2024 | 33.3% |
| FY2023 | 33.8% |
| FY2022 | 36.0% |
| FY2021 | 39.3% |
| FY2020 | 28.9% |
| FY2019 | 33.1% |
| FY2018 | 30.5% |
| FY2017 | 27.7% |
| FY2016 | 26.1% |
| FY2015 | 25.9% |
| FY2014 | 24.4% |
| FY2013 | 24.6% |
| FY2012 | 25.2% |
| FY2011 | 22.2% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 36.1% | +1.6 pts | |
| Q1 FY26 | 35.5% | +1.9 pts | |
| Q4 FY25 | 34.7% | +1.4 pts | |
| Q3 FY25 | 34.1% | +1.1 pts | |
| Q2 FY25 | 34.6% | +1.7 pts | |
| Q1 FY25 | 33.6% | +0.3 pts | |
| Q4 FY24 | 33.3% | −0.5 pts | |
| Q3 FY24 | 33.0% | −2.2 pts | |
| Q2 FY24 | 32.9% | −1.8 pts | |
| Q1 FY24 | 33.4% | −2.1 pts | |
| Q4 FY23 | 33.8% | −2.2 pts | |
| Q3 FY23 | 35.2% | +0.1 pts |
Against its peers
Companies in Banks - Regional nearest Community Trust Bancorp's size, closest first, today.
| Company | Profit margin |
|---|---|
| CTBICommunity Trust Bancorp | 36.1% |
| HBTHBT Financial | 29.0% |
| OSBCOld Second Bancorp | 24.2% |
| FMBHFirst MID Bancshares | 26.2% |
| MCBMetropolitan Bank | 24.8% |
| PEBOPeoples Bancorp | 25.5% |
| HFWAHeritage Financial | 26.5% |
| UVSPUNIVEST FINANCIAL | 29.0% |
| LKFNLakeland Financial | 39.8% |
| TMPTompkins Financial | 38.7% |
| ESQEsquire Financial | 33.0% |
| Peer median | 27.7% |
Where Community Trust Bancorp ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Community Trust Bancorp
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.