Superworth

Tompkins Financial profit margin TMP

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
38.7%
Net margin on a year earlier
+13.7 pts
Peer median
27.6%

Over the twelve months to Jun 30, 2026, Tompkins Financial kept 38.7% of its revenue as net profit.

Five years earlier its net margin was 32.0%.

The median for 10 regional banks of a similar size is 27.6%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202536.1%
FY202423.7%
FY20234.3%
FY202227.6%
FY202129.5%
FY202025.9%
FY201928.6%
FY201828.5%
FY201719.4%
FY201623.8%
FY201524.3%
FY201422.2%
FY201322.0%
FY201216.6%
FY201122.2%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2638.7%+13.7 pts
Q1 FY2637.3%+13.4 pts
Q4 FY2536.1%+12.4 pts
Q3 FY2525.7%+3.1 pts
Q2 FY2525.0%+18.7 pts
Q1 FY2523.9%+20.7 pts
Q4 FY2423.7%+19.4 pts
Q3 FY2422.6%+16.3 pts
Q2 FY246.3%−17.1 pts
Q1 FY243.2%−23.3 pts
Q4 FY234.3%−23.3 pts
Q3 FY236.3%−21.2 pts

Against its peers

Companies in Banks - Regional nearest Tompkins Financial's size, closest first, today.

CompanyProfit margin
TMPTompkins Financial38.7%
LKFNLakeland Financial39.8%
ESQEsquire Financial33.0%
AMALAmalgamated Financial31.3%
TFINTriumph Financial10.7%
PEBOPeoples Bancorp25.5%
FMBHFirst MID Bancshares26.2%
OBKOrigin Bancorp23.5%
HBTHBT Financial29.0%
LOBLive Oak Bancshares22.9%
CNOBConnectOne Bancorp34.0%
Peer median27.6%

Where Tompkins Financial ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Tompkins Financial

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.