Esquire Financial profit margin ESQ
Gross, operating and net profit as a share of revenue over the last twelve months, from 2016.
- Net margin, 12 months
- 33.0%
- Net margin on a year earlier
- −1.5 pts
- Peer median
- 28.6%
Over the twelve months to Jun 30, 2026, Esquire Financial kept 33.0% of its revenue as net profit.
Five years earlier its net margin was 27.3%.
The median for 10 regional banks of a similar size is 28.6%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 34.7% |
| FY2024 | 35.0% |
| FY2023 | 36.1% |
| FY2022 | 33.8% |
| FY2021 | 27.7% |
| FY2020 | 24.2% |
| FY2019 | 30.8% |
| FY2018 | 24.5% |
| FY2017 | 14.4% |
| FY2016 | 14.3% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 33.0% | −1.5 pts | |
| Q1 FY26 | 33.7% | −1.1 pts | |
| Q4 FY25 | 34.7% | −0.3 pts | |
| Q3 FY25 | 35.0% | +0.4 pts | |
| Q2 FY25 | 34.5% | +0.1 pts | |
| Q1 FY25 | 34.8% | +0.5 pts | |
| Q4 FY24 | 35.0% | −1.1 pts | |
| Q3 FY24 | 34.6% | −2.1 pts | |
| Q2 FY24 | 34.4% | −2.4 pts | |
| Q1 FY24 | 34.3% | −2.3 pts | |
| Q4 FY23 | 36.1% | +2.3 pts | |
| Q3 FY23 | 36.7% | +2.3 pts |
Against its peers
Companies in Banks - Regional nearest Esquire Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| ESQEsquire Financial | 33.0% |
| AMALAmalgamated Financial | 31.3% |
| TFINTriumph Financial | 10.7% |
| TMPTompkins Financial | 38.7% |
| LKFNLakeland Financial | 39.8% |
| OBKOrigin Bancorp | 23.5% |
| LOBLive Oak Bancshares | 22.9% |
| PEBOPeoples Bancorp | 25.5% |
| CNOBConnectOne Bancorp | 34.0% |
| FMBHFirst MID Bancshares | 26.2% |
| TCBKTrico Bancshares | 31.0% |
| Peer median | 28.6% |
Where Esquire Financial ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Esquire Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.