Superworth

Esquire Financial ESQ

Banks - Regional, Financial Services
$123.54
+0.28%
Market cap
$1.5B
PE
20.4×
9y median 14.9×
Forward PE
n/m
not a meaningful number
Revenue, 12 months
$159.6M
+19% on a year ago
Net margin
33.0%

Esquire Financial trades at 20.4× trailing earnings, pricier than 87% of the last ten years. Revenue was $159.6M over the last twelve months, up 19% on a year earlier with a 33% net margin.

Charts

Financials

Income statement for ESQ, by quarter
Income statementQ3 FY23Q4 FY23Q1 FY24Q2 FY24Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
$28.3M+29%$28.9M+15%$29.3M−1%$30.6M+14%$31.9M+13%$33.1M+14%$33.8M+15%$35.8M+17%$37.6M+18%$39.4M+19%$40.5M+20%$42.1M+18%
Interest expense$2.2M+427%$2.9M+306%$3.2M+198%$3.1M+56%$3.3M+50%$3.9M+35%$3.9M+22%$4.3M+40%$4.8M+46%$5M+27%$5M+29%$5.6M+30%
Pre-tax income$13.3M+27%$13.5M+9%$13.7M−17%$14.4M+15%$15.6M+17%$15.7M+16%$15.5M+13%$15.2M+6%$17.5M+12%$17.4M+11%$17.1M+10%$18.1M+19%
$3.5M+24%$3.7M+11%$3.6M−17%$3.9M+15%$4.2M+22%$3.9M+7%$4.1M+13%$3.4M−14%$3.4M−19%$4M+1%$4.9M+19%$5.1M+54%
Net income$9.8M+28%$9.9M+8%$10.1M−17%$10.5M+15%$11.4M+16%$11.8M+19%$11.4M+13%$11.9M+13%$14.1M+24%$13.5M+15%$12.2M+7%$13M+9%
$1.17+25%$1.18+7%$1.20−18%$1.25+14%$1.34+15%$1.36+15%$1.33+11%$1.38+10%$1.62+21%$1.55+14%$1.40+5%$1.49+8%
8.4M+2%8.4M+1%8.4M+1%8.4M+1%8.5M+2%8.6M+3%8.6M+2%8.6M+3%8.7M+2%8.7M+1%8.7M+1%8.7M+1%

Revenue: Q1 FY16: 6 months less the 3 months printed beside them.

Interest expense: Q1 FY16 and Q1 FY17: 6 months less the 3 months printed beside them.

Pre-tax income: Q1 FY16: 6 months less the 3 months printed beside them.

Income tax: Q1 FY16: 6 months less the 3 months printed beside them.

Net income: Q1 FY16 and Q1 FY17: 6 months less the 3 months printed beside them.

EPS, diluted: 12 periods, Q1 FY16 to Q4 FY25: quarter's net income to common over its shares, to the cent.

Diluted shares: Q1 FY16: share-days: the 6-month average less the second quarter's. 10 periods, Q4 FY16 to Q4 FY25: share-days: the 12-month average less the 9-month, weighted by days.

From each company's 10-Q and 10-K filings, the newest version of each figure. Quarters are as filed (a fourth quarter is the year less its first nine months), fiscal years as the 10-K prints them, restated where a later 10-K restated them, and balance sheet lines as of the period's end. A quarter whose 10-Q isn't filed yet is from the company's results release. Growth is on the same period a year earlier. A dash is a period with no figure for the line: the filing doesn't print it, or it hasn't been read yet.

Peers

Companies in Banks - Regional nearest Esquire Financial's size, closest first.

CompanyMarket capPEIts 10y median PEFwd PEP/SRevenue growthNet margin
ESQEsquire Financial$1.5B20.4×14.9×n/m+19%33.0%
AMALAmalgamated Financial$1.5B13.5×9.9×n/m+14%31.3%
TFINTriumph Financial$1.5B32.4×22.3×n/m+12%10.7%
TMPTompkins Financial$1.5B8.3×14.4×n/m+42%38.7%
LKFNLakeland Financial$1.5B13.4×17.3×n/m+10%39.8%
OBKOrigin Bancorp$1.6B16.2×13.5×n/m+23%23.5%
LOBLive Oak Bancshares$1.6B12.4×21.6×n/m+17%22.9%
PEBOPeoples Bancorp$1.4B11.5×12.4×n/m+3%25.5%
CNOBConnectOne Bancorp$1.6B10.7×11.7×n/m+63%34.0%
FMBHFirst MID Bancshares$1.3B12.6×12.4×n/m+14%26.2%
TCBKTrico Bancshares$1.7B12.6×13.3×n/m+9%31.0%
Peer median$1.5B12.6×13.4×n/a+14%28.6%

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Industry
Banks - Regional
Sector
Financial Services

Valuation data, not investment advice. Prices as of .