Lakeland Financial profit margin LKFN
Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.
- Net margin, 12 months
- 39.8%
- Net margin on a year earlier
- +2.7 pts
- Peer median
- 27.6%
Over the twelve months to Jun 30, 2026, Lakeland Financial kept 39.8% of its revenue as net profit.
Five years earlier its net margin was 42.9%.
The median for 10 regional banks of a similar size is 27.6%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin |
|---|---|
| FY2025 | 38.4% |
| FY2024 | 36.9% |
| FY2023 | 38.0% |
| FY2022 | 42.4% |
| FY2021 | 43.0% |
| FY2020 | 40.2% |
| FY2019 | 43.5% |
| FY2018 | 42.0% |
| FY2017 | 33.4% |
| FY2016 | 34.4% |
| FY2015 | 33.7% |
| FY2014 | 33.1% |
| FY2013 | 32.1% |
| FY2012 | 31.4% |
| FY2011 | 26.8% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year |
|---|---|---|---|
| Q2 FY26 | 39.8% | +2.7 pts | |
| Q1 FY26 | 39.9% | +4.9 pts | |
| Q4 FY25 | 38.4% | +1.6 pts | |
| Q3 FY25 | 37.2% | −1.5 pts | |
| Q2 FY25 | 37.1% | −2.6 pts | |
| Q1 FY25 | 35.0% | −2.9 pts | |
| Q4 FY24 | 36.9% | −1.1 pts | |
| Q3 FY24 | 38.7% | +2.4 pts | |
| Q2 FY24 | 39.7% | +2.6 pts | |
| Q1 FY24 | 37.9% | −3.7 pts | |
| Q4 FY23 | 38.0% | −4.4 pts | |
| Q3 FY23 | 36.3% | −7.7 pts |
Against its peers
Companies in Banks - Regional nearest Lakeland Financial's size, closest first, today.
| Company | Profit margin |
|---|---|
| LKFNLakeland Financial | 39.8% |
| TMPTompkins Financial | 38.7% |
| ESQEsquire Financial | 33.0% |
| AMALAmalgamated Financial | 31.3% |
| TFINTriumph Financial | 10.7% |
| PEBOPeoples Bancorp | 25.5% |
| FMBHFirst MID Bancshares | 26.2% |
| HBTHBT Financial | 29.0% |
| OBKOrigin Bancorp | 23.5% |
| LOBLive Oak Bancshares | 22.9% |
| CTBICommunity Trust Bancorp | 36.1% |
| Peer median | 27.6% |
Where Lakeland Financial ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Lakeland Financial
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.