Superworth

Old Second Bancorp profit margin OSBC

Gross, operating and net profit as a share of revenue over the last twelve months, from 2011.

Net margin, 12 months
24.2%
Net margin on a year earlier
−4.4 pts
Peer median
29.0%

Over the twelve months to Jun 30, 2026, Old Second Bancorp kept 24.2% of its revenue as net profit.

Five years earlier its net margin was 29.6%.

The median for 10 regional banks of a similar size is 29.0%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202523.7%
FY202429.9%
FY202332.1%
FY202227.0%
FY202114.7%
FY202021.5%
FY201929.8%
FY201827.8%
FY201714.4%
FY201617.0%
FY201517.4%
FY201411.7%
FY201395.0%
FY2012−0.1%
FY2011−6.5%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q2 FY2624.2%−4.4 pts
Q1 FY2623.9%−5.2 pts
Q4 FY2523.7%−6.2 pts
Q3 FY2522.3%−7.6 pts
Q2 FY2528.6%−1.6 pts
Q1 FY2529.1%−2.3 pts
Q4 FY2429.9%−2.2 pts
Q3 FY2429.9%−3.7 pts
Q2 FY2430.2%−2.4 pts
Q1 FY2431.4%+1.7 pts
Q4 FY2332.1%+5.0 pts
Q3 FY2333.6%+17.5 pts

Against its peers

Companies in Banks - Regional nearest Old Second Bancorp's size, closest first, today.

CompanyProfit margin
OSBCOld Second Bancorp24.2%
CTBICommunity Trust Bancorp36.1%
MCBMetropolitan Bank24.8%
HFWAHeritage Financial26.5%
HBTHBT Financial29.0%
UVSPUNIVEST FINANCIAL29.0%
FMBHFirst MID Bancshares26.2%
PEBOPeoples Bancorp25.5%
FSBCFive Star Bancorp40.5%
LKFNLakeland Financial39.8%
TMPTompkins Financial38.7%
Peer median29.0%

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Old Second Bancorp

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.