HBT Financial price to book ratio HBT

Market value divided by the book value of the company's net assets, since 2019.

Today, Oct 23, 2026: 1.7×
7-year median: 1.4×
Against its 7-year history: 96th; percentile: 0 is its lowest day, 100 its highest
7-year range: 0.8× to 1.8×
Peer median: 1.3×

HBT Financial's price to book ratio is 1.7× as of Oct 23, 2026.

That is above its 7-year median of 1.4×, higher than on 96% of days in the last 7 years.

Over that time it ranged from 0.8× in Mar 2020 to 1.8× in Mar 2023.

The median for 10 regional banks of a similar size is 1.3×.

Price to book ratio over time

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	1.7×	1.3×	1.8×
2025	1.4×	1.2×	1.5×
2024	1.3×	1.2×	1.5×
2023	1.5×	1.2×	1.8×
2022	1.6×	1.2×	1.7×
2021	1.4×	1.1×	1.4×
2020	1.2×	0.8×	1.5×
2019	1.5×	1.4×	1.5×

Against its peers

Companies in Banks - Regional nearest HBT Financial's size, closest first, today.

Company	Price to book ratio
HBTHBT Financial	1.7×
FMBHFirst MID Bancshares	1.2×
CTBICommunity Trust Bancorp	1.4×
PEBOPeoples Bancorp	1.1×
OSBCOld Second Bancorp	1.4×
MCBMetropolitan Bank	1.2×
LKFNLakeland Financial	1.9×
TMPTompkins Financial	1.5×
HFWAHeritage Financial	1.1×
UVSPUNIVEST FINANCIAL	1.2×
ESQEsquire Financial	4.8×
Peer median	1.3×

What the price to book ratio tells you

Market value divided by the accounting value of the company's net assets. Below 1 means the market values the business at less than what it owns on paper.

Book value misses brands, software and people, so asset-light companies always look expensive on it. Most useful for banks and industrials.

More on HBT Financial

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.