Credit services stocks with the lowest PE ratio

Ranked

73

of 181 credit services stocks we cover

Median

19.7×

Lowest

2.2×

TREE

Range

2.2× to 179×

#	Company	PE	PE vs its 10 years	Revenue growth (TTM)	Market cap
1	TREELendingTree	2.2×	1st pct	+25.3%	$376.4M
2	OPFIOppFi	2.6×	0th pct	+0.2%	$461.8M
3	WUWestern Union CO	5.2×	14th pct	−1.6%	$2B
4	VELVelocity Financial	5.6×	1st pct	n/m	$604.1M
5	SNFCASecurity National Financial	6.4×	54th pct	−1.1%	$250.5M
6	BCGBinah Capital	6.7×	n/a	+8.3%	$18.2M
7	RMRegional Management	6.9×	18th pct	+9.6%	$302.1M
8	SLMSLM	7.0×	35th pct	−6.7%	$3.5B
9	ECPGEncore Capital	7.4×	55th pct	+29.5%	$2.1B
10	MAXMediaAlpha	7.4×	10th pct	+13.8%	$729M
11	SYFSynchrony Financial	7.5×	45th pct	+2.9%	$24B
12	BFHBread Financial	7.8×	46th pct	+3.9%	$3.8B
13	NUTXNutex Health	8.3×	17th pct	+6.9%	$1.4B
14	JCAPJefferson Capital	8.3×	n/a	+22.8%	$1.2B
15	OMFOneMain	8.4×	43rd pct	+7.8%	$6.4B
16	HAPNHappen	8.5×	0th pct	+18.4%	$1.6B
17	MMSMaximus	9.3×	4th pct	−3.3%	$3.3B
18	EEFTEuronet Worldwide	10.4×	4th pct	+5.8%	$2.5B
19	CPSSConsumer Portfolio Services	10.8×	85th pct	+6.9%	$213.4M
20	PYPLPayPal	10.8×	7th pct	+5.7%	$48.8B
21	AGMFederal Agricultural Mortgage	10.9×	64th pct	+14.7%	$2.2B
22	ATLCAtlanticus	11.3×	84th pct	+83.7%	$1.3B
23	PRTHPriority Technology	11.3×	41st pct	+8.9%	$644.7M
24	ENVAEnova International	11.4×	51st pct	+20.1%	$4B
25	COFCapital One Financial	11.9×	49th pct	+31.2%	$123.5B
26	CACCCredit Acceptance	12.0×	24th pct	+2.6%	$5.7B
27	PLBCPlumas Bancorp	12.4×	84th pct	+33.5%	$439.8M
28	AFRMAffirm	12.7×	n/a	+32.2%	$23.6B
29	PGYPagaya Technologies	13.9×	n/a	+20.3%	$1.6B
30	NNINelnet	14.7×	60th pct	+6.1%	$4.4B
31	IMXIInternational Money Express	14.8×	48th pct	−13.5%	$281M
32	ATCHAtlasClear	15.8×	n/a	+84.7%	$24M
33	AXPAmerican Express	17.6×	41st pct	+10.2%	$211.5B
34	RELYRemitly Global	17.9×	11th pct	+23.8%	$5.3B
35	VIPVulcan Infrastructure & Power	17.9×	n/a	−14.1%	$19.6M
36	WEXWEX	19.7×	13th pct	+7.5%	$6.7B
37	CASSCass Information Systems	19.7×	29th pct	+8.3%	$702.2M
38	WRLDWorld Acceptance	20.1×	73rd pct	+4.3%	$778.9M
39	TNETTrinet	20.3×	61st pct	−3.5%	$3.5B
40	RSSSResearch Solutions	21.8×	45th pct	−1.5%	$66.2M
41	RHLDResolute Holdings Management	22.0×	n/a	+159.5%	$934.6M
42	OPRTOportun Financial	23.0×	88th pct	−2.3%	$422.6M
43	DAVEDave	23.0×	51st pct	+48.6%	$4.5B
44	FIGRFigure Technology Solutions	24.2×	n/a	+88.8%	$5.2B
45	CBZCBIZ	25.7×	73rd pct	+14.3%	$3B
46	AMTMAmentum	26.2×	16th pct	+11.4%	$5.3B
47	EXLSExlService	26.6×	21st pct	+13.6%	$6.4B
48	SEZLSezzle	29.0×	55th pct	+43.1%	$4.4B
49	SOFISoFi Technologies	30.5×	3rd pct	+40.8%	$18.9B
50	WDWalker & Dunlop	30.5×	89th pct	+8.0%	$1.2B
51	CARTMaplebear	31.0×	88th pct	+12.6%	$13.1B
52	MAMastercard	34.3×	21st pct	+16.0%	$546.3B
53	VVisa	34.7×	60th pct	+14.4%	$761.6B
54	RBARB Global	36.1×	32nd pct	+9.7%	$15.6B
55	HQYHealthequity	37.7×	9th pct	+7.3%	$8.6B
56	OPRXOptimizeRx	38.1×	n/a	−5.8%	$172.3M
57	LQDTLiquidity Services	44.0×	87th pct	+5.2%	$1.4B
58	PAYOPayoneer Global	47.7×	90th pct	+6.3%	$2.4B
59	UPSTUpstart	48.5×	32nd pct	+46.3%	$2.3B
60	RMNIRimini Street	50.1×	89th pct	+0.6%	$374.4M
61	PAYPaymentus	50.5×	10th pct	+30.2%	$4.2B
62	ETSYEtsy	53.3×	54th pct	+3.7%	$8B
63	PAYSPaysign	57.4×	54th pct	+46.8%	$842.4M
64	PWPPerella Weinberg Partners	59.0×	61st pct	−20.9%	$1.2B
65	MACIMelar Acquisition Corp. I/Cayman	64.7×	n/a	n/m	$105M
66	IRHOIron Horse Acquisition II	67.2×	n/a	n/m	$295.5M
67	FLYWFlywire	74.6×	23rd pct	+32.2%	$2.4B
68	PHRPhreesia	74.7×	n/a	+12.9%	$788.3M
69	POWWOutdoor	82.0×	99th pct	+9.7%	$285.4M
70	LSAKLesaka Technologies	102×	94th pct	+9.4%	$349.3M
71	DHXDHI	155×	96th pct	−7.3%	$201.5M
72	ZGZillow	155×	n/a	+17.7%	$7.7B
73	CSGPCostar	179×	91st pct	+22.0%	$13.7B

Not ranked: 60 with a loss over the last year, 4 with not a meaningful number, 3 with a quarter missing. 40 companies whose data behind this number has a caveat are left out until it is checked.

A ranking of numbers, not a recommendation. A low multiple can be a bargain or a business in trouble: open the company to see which.