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Credit Acceptance PE ratio CACC

Share price divided by earnings per share over the last twelve months, since 2012.

Today, Oct 23, 2026
12.0×
10-year median
14.0×
Against its 10-year history
24th
percentile: 0 is its lowest day, 100 its highest
10-year range
6.2× to 35.2×
Peer median
23.6×

Credit Acceptance's PE ratio is 12.0× as of Oct 23, 2026: a share price of $545.04 against $45.49 of earnings per share over the last twelve months.

That is below its ten-year median of 14.0×, lower than on 76% of days in the last ten years.

Over that time it ranged from 6.2× in Apr 2020 to 35.2× in Jan 2025.

The median for 10 credit services stocks of a similar size is 23.6×.

PE ratio over time

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

YearEnd of yearLowHigh
2026 so far12.0×11.4×16.3×
202512.1×11.2×35.2×
202431.5×21.6×34.4×
202321.9×9.1×21.9×
202210.8×7.5×11.8×
202112.7×9.3×16.8×
202015.1×6.2×28.3×
201912.9×12.7×17.0×
201812.3×11.9×19.5×
201716.7×11.6×16.9×
201613.7×10.5×14.8×
201515.4×11.7×19.6×
201412.3×10.6×14.1×
201312.6×10.8×14.7×
201212.3×10.1×13.1×

Against its peers

Companies in Financial - Credit Services nearest Credit Acceptance's size, closest first, today.

CompanyPE ratio
CACCCredit Acceptance12.0×
AMTMAmentum26.2×
RELYRemitly Global17.9×
FIGRFigure Technology Solutions24.2×
OMFOneMain8.4×
EXLSExlService26.6×
WEXWEX19.7×
DAVEDave23.0×
SEZLSezzle29.0×
NNINelnet14.7×
PAYPaymentus50.5×
Peer median23.6×

Where Credit Acceptance ranks

What the PE ratio tells you

Share price divided by earnings per share over the last twelve months. It is the price tag on a dollar of profit: 20× means you pay $20 for $1 of yearly earnings.

Blank while earnings are negative. A very low PE can mean the market expects profits to fall, so read it with growth and the company's own history.

More on Credit Acceptance

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.