Credit Acceptance EPS CACC
Diluted earnings per share by quarter and over the last twelve months, from 2010.
- Last 12 months, to Jun 30, 2026
- $45.49
- Latest quarter, Q2 FY26
- $12.66
- +71% on a year earlier
- Fiscal year 2025
- $36.51
- +84% on the year before
Credit Acceptance's earnings per share was $45.49 over the twelve months to Jun 30, 2026, up 31% on a year earlier.
In its latest quarter, Q2 FY26, it was $12.66, up 71% on the same quarter a year before.
Over the five fiscal years to FY2025 it grew 9% a year on average.
Earnings per share over time
Fiscal year by fiscal year
| Fiscal year | EPS | Change |
|---|---|---|
| FY2025 | $36.51 | +84% |
| FY2024 | $19.85 | −10% |
| FY2023 | $22.02 | −43% |
| FY2022 | $38.95 | −35% |
| FY2021 | $59.55 | +150% |
| FY2020 | $23.78 | −31% |
| FY2019 | $34.66 | +18% |
| FY2018 | $29.46 | +22% |
| FY2017 | $24.10 | +47% |
| FY2016 | $16.34 | +14% |
| FY2015 | $14.32 | +19% |
| FY2014 | $12.01 | +13% |
| FY2013 | $10.59 | +23% |
| FY2012 | $8.62 | +21% |
| FY2011 | $7.11 | n/a |
Each fiscal year is the twelve months to its fourth quarter.
Quarter by quarter
| Quarter | Ended | EPS | On a year earlier | Last 12 months |
|---|---|---|---|---|
| Q2 FY26 | $12.66 | +71% | $45.49 | |
| Q1 FY26 | $12.40 | +43% | $40.25 | |
| Q4 FY25 | $11.00 | −10% | $36.51 | |
| Q3 FY25 | $9.43 | +49% | $37.76 | |
| Q2 FY25 | $7.42 | n/a | $34.68 | |
| Q1 FY25 | $8.66 | +70% | $23.43 | |
| Q4 FY24 | $12.25 | +68% | $19.85 | |
| Q3 FY24 | $6.35 | +17% | $14.89 | |
| Q2 FY24 | −$3.83 | −327% | $13.97 | |
| Q1 FY24 | $5.08 | −33% | $19.49 | |
| Q4 FY23 | $7.29 | −24% | $22.02 | |
| Q3 FY23 | $5.43 | −16% | $24.31 |
Against its peers
Companies in Financial - Credit Services nearest Credit Acceptance's size, closest first, today.
| Company | EPS, 12 months | Growth |
|---|---|---|
| CACCCredit Acceptance | $45.49 | +31% a year |
| AMTMAmentum | $0.83 | +113% a year |
| RELYRemitly Global | $1.39 | +2217% a year |
| FIGRFigure Technology Solutions | $0.96 | +500% a year |
| OMFOneMain | $6.64 | +20% a year |
| EXLSExlService | $1.59 | +10% a year |
| WEXWEX | $10.04 | +27% a year |
| DAVEDave | $15.42 | +308% a year |
| SEZLSezzle | $4.56 | +56% a year |
| NNINelnet | $8.36 | −7% a year |
| PAYPaymentus | $0.66 | +53% a year |
| Peer median | $3.08 |
Where Credit Acceptance ranks
What the EPS figure tells you
Net income divided by diluted shares. The denominator of PE.
One-off charges and gains swing it. The TTM view smooths a single odd quarter.
More on Credit Acceptance
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.