Credit Acceptance EV/EBIT CACC

Enterprise value divided by operating profit over the last twelve months, one-off items taken out, since 2012.

Today, Oct 23, 2026: 9.9×
10-year median: 12.7×
Against its 10-year history: 12th; percentile: 0 is its lowest day, 100 its highest
10-year range: 6.1× to 21.2×
Peer median: 21.0×

Credit Acceptance's EV/EBIT is 9.9× as of Oct 23, 2026.

That is below its ten-year median of 12.7×, lower than on 88% of days in the last ten years.

Over that time it ranged from 6.1× in Oct 2016 to 21.2× in Aug 2020.

The median for 10 credit services stocks of a similar size is 21.0×.

EV/EBIT over time

median 12.7×

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	9.9×	9.5×	11.4×
2025	10.7×	10.4×	18.7×
2024	17.7×	16.7×	20.0×
2023	17.8×	9.9×	17.8×
2022	10.9×	7.4×	11.5×
2021	10.5×	8.8×	15.3×
2020	14.4×	7.8×	21.2×
2019	12.1×	11.9×	14.5×
2018	13.4×	12.6×	16.1×
2017	12.9×	10.1×	13.0×
2016	11.4×	6.0×	11.4×
2015	8.0×	6.0×	13.4×
2014	9.2×	8.6×	10.3×
2013	9.7×	8.7×	10.5×
2012	9.4×	8.2×	9.9×

Against its peers

Companies in Financial - Credit Services nearest Credit Acceptance's size, closest first, today.

Company	EV/EBIT
CACCCredit Acceptance	9.9×
AMTMAmentum	14.7×
RELYRemitly Global	24.5×
FIGRFigure Technology Solutions	20.3×
OMFOneMain	25.7×
EXLSExlService	19.5×
WEXWEX	8.3×
DAVEDave	21.1×
SEZLSezzle	20.9×
NNINelnet	45.2×
PAYPaymentus	37.2×
Peer median	21.0×

Where Credit Acceptance ranks

What the EV/EBIT tells you

What the whole business costs against its operating profit. Enterprise value is the market value plus borrowings and minority interests, less cash. EBIT is operating profit before interest and tax, with one-offs taken out. Unlike PE it is not moved by how a company is financed.

Leases are left out of debt for every company. Banks earn on their balance sheet, so EV/EBIT does not describe them.

More on Credit Acceptance

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.