Dave EV/EBIT DAVE
Enterprise value divided by operating profit over the last twelve months, one-off items taken out, since 2024.
- Today, Oct 23, 2026
- 21.1×
- 2-year median
- 34.8×
- Against its 2-year history
- 27th
- percentile: 0 is its lowest day, 100 its highest
- 2-year range
- 12.7× to 102×
- Peer median
- 17.5×
Dave's EV/EBIT is 21.1× as of Oct 23, 2026.
That is below its 2-year median of 34.8×, lower than on 73% of days in the last 2 years.
Over that time it ranged from 12.7× in Apr 2026 to 102× in Nov 2024.
The median for 10 credit services stocks of a similar size is 17.5×.
EV/EBIT over time
Year by year
| Year | End of year | Low | High |
|---|---|---|---|
| 2026 so far | 21.1× | 12.7× | 26.9× |
| 2025 | 24.3× | 20.7× | 82.5× |
| 2024 | 69.1× | 57.0× | 102× |
Against its peers
Companies in Financial - Credit Services nearest Dave's size, closest first, today.
| Company | EV/EBIT |
|---|---|
| DAVEDave | 21.1× |
| SEZLSezzle | 20.9× |
| NNINelnet | 45.2× |
| PAYPaymentus | 37.2× |
| ENVAEnova International | 10.8× |
| FIGRFigure Technology Solutions | 20.3× |
| RELYRemitly Global | 24.5× |
| AMTMAmentum | 14.7× |
| BFHBread Financial | 4.5× |
| CACCCredit Acceptance | 9.9× |
| SLMSLM | 4.8× |
| Peer median | 17.5× |
Where Dave ranks
What the EV/EBIT tells you
What the whole business costs against its operating profit. Enterprise value is the market value plus borrowings and minority interests, less cash. EBIT is operating profit before interest and tax, with one-offs taken out. Unlike PE it is not moved by how a company is financed.
Leases are left out of debt for every company. Banks earn on their balance sheet, so EV/EBIT does not describe them.
More on Dave
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.