Dave price to free cash flow DAVE

Market value divided by free cash flow over the last twelve months, since 2023.

Today, Oct 23, 2026: 13.9×
3-year median: 11.7×
Against its 3-year history: 72nd; percentile: 0 is its lowest day, 100 its highest
3-year range: 5.0× to 24.8×
Peer median: 12.0×

Dave's price to free cash flow is 13.9× as of Oct 23, 2026.

That is above its 3-year median of 11.7×, higher than on 72% of days in the last 3 years.

Over that time it ranged from 5.0× in Aug 2024 to 24.8× in Jul 2025.

The median for 10 credit services stocks of a similar size is 12.0×.

Price to free cash flow over time

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	13.9×	8.1×	17.2×
2025	13.0×	7.4×	24.8×
2024	12.6×	5.0×	23.7×
2023	7.6×	5.1×	7.6×

Against its peers

Companies in Financial - Credit Services nearest Dave's size, closest first, today.

Company	Price to free cash flow
DAVEDave	13.9×
SEZLSezzle	13.6×
NNINelnet	12.0×
PAYPaymentus	26.4×
ENVAEnova International	2.0×
FIGRFigure Technology Solutions	n/m
RELYRemitly Global	14.7×
AMTMAmentum	11.2×
BFHBread Financial	n/m
CACCCredit Acceptance	4.6×
SLMSLM	n/m
Peer median	12.0×

What the price to free cash flow tells you

Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.

Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.

More on Dave

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.