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Credit Acceptance price to free cash flow CACC

Market value divided by free cash flow over the last twelve months, since 2012.

Today, Oct 23, 2026
4.6×
10-year median
6.6×
Against its 10-year history
5th
percentile: 0 is its lowest day, 100 its highest
10-year range
4.1× to 14.5×
Peer median
14.3×

Credit Acceptance's price to free cash flow is 4.6× as of Oct 23, 2026.

That is below its ten-year median of 6.6×, lower than on 95% of days in the last ten years.

Over that time it ranged from 4.1× in Mar 2023 to 14.5× in Aug 2018.

The median for 10 credit services stocks of a similar size is 14.3×.

Price to free cash flow over time

The dashed line is the 10-year median and the shaded band the middle half of its days.

Open the interactive chart, with overlays and comparisons

Year by year

YearEnd of yearLowHigh
2026 so far4.6×4.3×6.5×
20254.6×4.3×5.6×
20245.0×4.4×6.2×
20235.7×4.1×6.3×
20225.7×5.3×8.1×
20218.8×5.9×9.2×
20206.3×5.0×11.0×
201910.5×10.3×13.9×
201811.6×10.3×14.5×
201711.4×7.3×11.5×
20169.5×7.3×10.9×
201511.3×7.5×13.9×
20147.8×6.9×10.5×
20139.7×7.7×10.1×
20128.7×7.1×9.2×

Against its peers

Companies in Financial - Credit Services nearest Credit Acceptance's size, closest first, today.

CompanyPrice to free cash flow
CACCCredit Acceptance4.6×
AMTMAmentum11.2×
RELYRemitly Global14.7×
FIGRFigure Technology Solutionsn/m
OMFOneMainn/m
EXLSExlService23.3×
WEXWEX62.0×
DAVEDave13.9×
SEZLSezzle13.6×
NNINelnet12.0×
PAYPaymentus26.4×
Peer median14.3×

What the price to free cash flow tells you

Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.

Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.

More on Credit Acceptance

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.