Paymentus price to free cash flow PAY

Market value divided by free cash flow over the last twelve months, since 2022.

Today, Oct 23, 2026: 26.4×
4-year median: 41.8×
Against its 4-year history: 15th; percentile: 0 is its lowest day, 100 its highest
4-year range: 18.5× to 387×
Peer median: 12.1×

Paymentus' price to free cash flow is 26.4× as of Oct 23, 2026.

That is below its 4-year median of 41.8×, lower than on 85% of days in the last 4 years.

Over that time it ranged from 18.5× in Jun 2026 to 387× in Nov 2022.

The median for 10 credit services stocks of a similar size is 12.1×.

Price to free cash flow over time

Open the interactive chart, with overlays and comparisons

Year by year

Year	End of year	Low	High
2026 so far	26.4×	18.5×	33.1×
2025	27.3×	26.1×	73.1×
2024	68.9×	31.2×	78.9×
2023	37.8×	34.4×	291×
2022	249×	94.1×	387×

Against its peers

Companies in Financial - Credit Services nearest Paymentus' size, closest first, today.

Company	Price to free cash flow
PAYPaymentus	26.4×
ENVAEnova International	2.0×
NNINelnet	12.0×
SEZLSezzle	13.6×
DAVEDave	13.9×
BFHBread Financial	n/m
SLMSLM	n/m
TNETTrinet	12.1×
FIGRFigure Technology Solutions	n/m
RELYRemitly Global	14.7×
AMTMAmentum	11.2×
Peer median	12.1×

What the price to free cash flow tells you

Market value divided by free cash flow: the cash left after running the business and paying for equipment. Cash is harder to manage than accounting earnings, so many investors trust this more than PE.

Lumpy: a big year of building factories drops cash flow and inflates the ratio without the business getting worse.

More on Paymentus

Valuation data, not investment advice. Prices as of Oct 23, 2026. Reported figures come from the company's filings with the SEC.