Superworth

Paymentus profit margin PAY

Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.

Net margin, 12 months
6.2%
Operating margin, 12 months
7.6%
Net margin on a year earlier
+0.9 pts
Peer median
21.3%

Over the twelve months to Jun 30, 2026, Paymentus kept 6.2% of its revenue as net profit, with an operating margin of 7.6% and a gross margin of 24.9%.

Five years earlier its net margin was 3.0%.

The median for 10 credit services stocks of a similar size is 21.3%.

Profit margin over time

GrossOperatingNet

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet marginOperating marginGross margin
FY20255.6%6.3%24.8%
FY20245.1%5.1%27.3%
FY20233.6%2.9%29.7%
FY2022−0.1%−0.6%30.1%
FY20212.4%2.6%30.7%
FY20204.5%6.1%30.7%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a yearOperating margin
Q2 FY266.2%+0.9 pts7.6%
Q1 FY265.8%+0.5 pts6.8%
Q4 FY255.6%+0.5 pts6.3%
Q3 FY255.3%+0.1 pts5.8%
Q2 FY255.4%+0.7 pts5.5%
Q1 FY255.3%+0.8 pts5.4%
Q4 FY245.1%+1.4 pts5.1%
Q3 FY245.2%+2.8 pts5.1%
Q2 FY244.6%+3.4 pts4.7%
Q1 FY244.4%+4.7 pts4.2%
Q4 FY233.6%+3.7 pts2.9%
Q3 FY232.4%+1.7 pts1.8%

Against its peers

Companies in Financial - Credit Services nearest Paymentus' size, closest first, today.

CompanyProfit margin
PAYPaymentus6.2%
ENVAEnova International10.5%
NNINelnet25.8%
SEZLSezzle30.4%
DAVEDave34.6%
BFHBread Financial14.4%
SLMSLM31.7%
TNETTrinet3.6%
FIGRFigure Technology Solutions33.5%
RELYRemitly Global16.9%
AMTMAmentum1.4%
Peer median21.3%

Where Paymentus ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on Paymentus

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.