Sezzle profit margin SEZL
Gross, operating and net profit as a share of revenue over the last twelve months, from 2020.
- Net margin, 12 months
- 30.4%
- Operating margin, 12 months
- 40.4%
- Net margin on a year earlier
- +2.2 pts
- Peer median
- 19.2%
Over the twelve months to Jun 30, 2026, Sezzle kept 30.4% of its revenue as net profit, with an operating margin of 40.4%.
Five years earlier its net margin was −59.7%.
The median for 10 credit services stocks of a similar size is 19.2%.
Profit margin over time
Fiscal year by fiscal year
| Fiscal year | Net margin | Operating margin |
|---|---|---|
| FY2025 | 29.6% | 39.3% |
| FY2024 | 29.0% | 30.3% |
| FY2023 | 4.5% | 13.9% |
| FY2022 | −30.3% | −22.6% |
| FY2021 | −65.5% | −59.8% |
| FY2020 | −55.1% | −47.5% |
Quarter by quarter
| Quarter | Ended | Net margin, 12 months | Change on a year | Operating margin |
|---|---|---|---|---|
| Q2 FY26 | 30.4% | +2.2 pts | 40.4% | |
| Q1 FY26 | 30.8% | −1.6 pts | 40.7% | |
| Q4 FY25 | 29.6% | +0.6 pts | 39.3% | |
| Q3 FY25 | 27.7% | +2.4 pts | 36.4% | |
| Q2 FY25 | 28.1% | +6.4 pts | 37.0% | |
| Q1 FY25 | 32.4% | +24.6 pts | 36.0% | |
| Q4 FY24 | 29.0% | +24.5 pts | 30.3% | |
| Q3 FY24 | 25.3% | +22.1 pts | 26.6% | |
| Q2 FY24 | 21.8% | +16.1 pts | 22.6% | |
| Q1 FY24 | 7.8% | +14.1 pts | 17.8% | |
| Q4 FY23 | 4.5% | +34.8 pts | 13.9% | |
| Q3 FY23 | 3.2% | +57.0 pts | 13.0% |
Against its peers
Companies in Financial - Credit Services nearest Sezzle's size, closest first, today.
| Company | Profit margin |
|---|---|
| SEZLSezzle | 30.4% |
| NNINelnet | 25.8% |
| DAVEDave | 34.6% |
| PAYPaymentus | 6.2% |
| ENVAEnova International | 10.5% |
| BFHBread Financial | 14.4% |
| FIGRFigure Technology Solutions | 33.5% |
| RELYRemitly Global | 16.9% |
| AMTMAmentum | 1.4% |
| SLMSLM | 31.7% |
| CACCCredit Acceptance | 21.5% |
| Peer median | 19.2% |
Where Sezzle ranks
What the profit margin tells you
Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).
Compare within an industry. 10% is superb for a retailer and poor for a software company.
More on Sezzle
Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.