Superworth

SLM profit margin SLM

Gross, operating and net profit as a share of revenue over the last twelve months, from 2009.

Net margin, 12 months
31.7%
Net margin on a year earlier
−0.8 pts
Peer median
8.8%

Over the twelve months to Sep 30, 2026, SLM kept 31.7% of its revenue as net profit.

Five years earlier its net margin was 68.7%.

The median for 10 credit services stocks of a similar size is 8.8%.

Profit margin over time

Net

Open the interactive chart, with overlays and comparisons

Fiscal year by fiscal year

Fiscal yearNet margin
FY202537.5%
FY202432.9%
FY202332.1%
FY202225.7%
FY202157.2%
FY202048.6%
FY201934.6%
FY201835.8%
FY201725.7%
FY201626.1%
FY201531.0%
FY201426.4%
FY201311.3%
FY201226.7%
FY201118.9%

Quarter by quarter

QuarterEndedNet margin, 12 monthsChange on a year
Q3 FY2631.7%−0.8 pts
Q2 FY2637.5%+12.4 pts
Q1 FY2638.1%+4.8 pts
Q4 FY2537.5%+4.6 pts
Q3 FY2532.5%−2.5 pts
Q2 FY2525.1%−13.2 pts
Q1 FY2533.3%−5.4 pts
Q4 FY2432.9%+0.8 pts
Q3 FY2435.0%+15.3 pts
Q2 FY2438.4%+16.7 pts
Q1 FY2438.7%+14.0 pts
Q4 FY2332.1%+6.4 pts

Against its peers

Companies in Financial - Credit Services nearest SLM's size, closest first, today.

CompanyProfit margin
SLMSLM31.7%
TNETTrinet3.6%
MMSMaximus7.1%
BFHBread Financial14.4%
ENVAEnova International10.5%
PAYPaymentus6.2%
CBZCBIZ4.7%
NNINelnet25.8%
SEZLSezzle30.4%
DAVEDave34.6%
EEFTEuronet Worldwide6.6%
Peer median8.8%

Where SLM ranks

What the profit margin tells you

Profit as a share of revenue at three levels: gross (after making the product), operating (after running the business) and net (after everything, including tax and interest).

Compare within an industry. 10% is superb for a retailer and poor for a software company.

More on SLM

Valuation data, not investment advice. Prices as of . Reported figures come from the company's filings with the SEC.